"Now, happily, the days of monopoly have passed, and Mr. Rowland Hill does the same thing for the odd sixpence, with an odd penny, at a profit to the Government of about seven thousand pounds a year, exclusive of the gain derived from the enormous number of letters of advice which Post Office orders have created. When the privilege was extended from soldiers and sailors to the general public, the three monopolists of the last century could divide between them, on an average, no more than six hundred and fifty pounds per annum. No longer ago than the year 1838, the Money Order Office was absorbed into the Post Office; and, although the charges were reduced to a commission of sixpence for sums not exceeding two pounds, and of one shilling and sixpence for sums up to five pounds (which was, and is still, the limit), a chief clerk and two assistants were appointed to do all the business the public brought to them; and even they could only do it at a loss to the department. People could not afford to increase even the reduced charges for commission, by the eightpenny and shilling postages for their letters of advice. "Penny postage, therefore, is the parent of the gigantic money-order system, which now flourishes in full activity. In estimating the advantages of that great stroke of economical, administrative, and commercial sense, many of its less prominent agencies for good are overlooked. The facilities it has afforded for epistolary intercommunication are so wonderful and self-evident, that we who benefit by them are blinded to the hidden impulses it has given to social improvement and to commerce. Regarded only as the origin of the present money-order system, penny postage has occasioned the exercise of prudence, benevolence, and self-denial; it has, in many instances, stopped the sufferings of want by timely remittances; and it has quickened the undercurrents of trade by causing small transactions to be easily and promptly effected. These advantages can only be estimated by a consideration of the following facts.