Under the terms of the contract, when fulfilled, each client would owe Bob his three dollars per acre on six hundred and forty acres, or a total of one thousand nine hundred and forty dollars as a legal attorney's fee, and to the clients that Bob McGraw intended to select, a debt of such magnitude would loom up in all the pristine horror of the end of the world at hand and salvation not yet in sight. With, malice aforethought the promoter of Donnaville was trading on the credulity of the very people he planned to benefit! He knew with what ease the poor rush into debt where the creditor requires nothing down; he knew also the avidity with which they grasp the first means of escape from the burden, once it becomes onerous; and at the thought the villain McGraw chuckled pleasurably. “Once under the McGraw thumb, and I have them! I'll demand cash on the nail for my services. They will be unable to pay me. I'll harass them and threaten to sue them, and then, when I have them thoroughly cowed, I'll send a secret agent around to buy their land from them at ten dollars an acre. After using their constitutional right to purchase lieu lands, they are entitled to a profit on the investment, and besides, I must show a 'valuable consideration' or have a secret service operative trailing me. “However, I will not have sufficient funds on hand to pay them ten dollars per acre spot cash, so I shall turn over to them their signed contracts and thus relieve them of that bugbear, and for these three-dollar contracts they shall credit me with a payment of four dollars and twenty-five cents per acre on the land! I will secure them for the balance by a first mortgage on the property! And with that accomplished, I court an official investigation. Come on, you secret service operatives, and prove Bob McGraw a crook. I am a crook, and I know it, but nobody else shall know it and I have never been accused of talking in my sleep. I'm a crook, but I'm an honest crook, and the ends justify the means. Besides, I'm going to present every one of my clients with a cheek for three thousand six hundred and seventy dollars for the mere scratch of a pen and the use of their constitutional right to purchase lieu land. Why, I'm a philanthropist! I'm going to make fifty men happy by giving them a lot of money for something they never knew they had. Three thousand six hundred and seventy dollars for the use of one constitutional right, when the market price is a hundred! McGraw, my boy, this must never leak out. If it does, your sanity will be questioned, in addition to your morality.”