Traynor stooped over the child, then paced restlessly up and down the room. "I wish I could see a way to get you and the boy off to California, Nell, until this drouth is over. You both need the change. You have been a plucky little woman, never making a single complaint; yet I know how much the boy means to you. He is as dear as an own son to me, and it is maddening to be tied hand and foot, so that I cannot help you. I was a fool that I did not accept the offer of that Eastern syndicate last Fall--but cattlemen are all fools! None of us will sell during a good year. When the drouth hits us we curse ourselves for letting a sale slip. Drouth or no drouth, the men have to be paid; grain bought for the horses and provisions for us all. Where the money is coming from, the Lord only knows--I don't." He flung himself moodily into a chair. Rising swiftly, Nell went to his side and slipped her arm about his neck, looking down into his face as he tried to smile up at her. "Can't you pay the men with checks on the stores as you have always done?" she asked. "You told me once the stores carried all bills for five or six months, and accounts were settled when cattle were sold at the regular shipping season." "That would be all right, ordinarily; but unfortunately the stores don't see it that way just now. They not only refuse further credit for cash or merchandise, but are asking settlements of all accounts in full, saying they are being pressed by their own creditors. Of course, one cannot very well blame them. They have to 'save their own bacon;' as the boys say." "Is there any chance of getting money from the Tuscon bank?" asked his wife, hopefully. "When Mr. Eisenbart was here he said this ranch was the finest piece of property--not only in the Territory--but in the entire west." "That did not cost him anything," retorted Traynor bitterly. "You see, like most cattlemen, I have never established a credit at any bank, being satisfied to do all my business through the stores which cash my checks. Consequently, now that the stores are closing down on me, I have no other place to turn!" He paced the floor restlessly and Nell watched him with troubled eyes, realizing how little she could help. "I should have opened an account with some California bank long ago," he continued. "However, there's no use crying over spilled milk. I did not fully understand how critical my position was until I wrote to Eisenbart two weeks ago. I offered a mortgage on the ranches and all the stock, at twelve per cent. for a five thousand dollar loan! Why, this place is worth five hundred thousand dollars! He answered they were not making any new loans and were calling in all outstanding notes. No one wants a mortgage on dead or dying cattle, but the land would have been ample security for ten times what I needed."