call attention to the dangers: in the House of Commons the matter has been frequently brought up privately, and an American naval officer, Captain E. K. Boden, in an article that has since been widely reproduced, called attention to the defects of this very ship, the Titanic--taking her as an example of all other liners--and pointed out that she was not unsinkable and had not proper boat accommodation. The question, then, of responsibility for the loss of the Titanic must be considered: not from any idea that blame should be laid here or there and a scapegoat provided--that is a waste of time. But if a fixing of responsibility leads to quick and efficient remedy, then it should be done relentlessly: our simple duty to those whom the Titanic carried down with her demands no less. Dealing first with the precautions for the safety of the ship as apart from safety appliances, there can be no question, I suppose, that the direct responsibility for the loss of the Titanic and so many lives must be laid on her captain. He was responsible for setting the course, day by day and hour by hour, for the speed she was travelling; and he alone would have the power to decide whether or not speed must be slackened with icebergs ahead. No officer would have any right to interfere in the navigation, although they would no doubt be consulted. Nor would any official connected with the management of the line--Mr. Ismay, for example--be allowed to direct the captain in these matters, and there is no evidence that he ever tried to do so. The very fact that the captain of a ship has such absolute authority increases his responsibility enormously. Even supposing the White Star Line and Mr. Ismay had urged him before sailing to make a record,--again an assumption,--they cannot be held directly responsible for the collision: he was in charge of the lives of everyone on board and no one but he was supposed to estimate the risk of travelling at the speed he did, when ice was reported ahead of him. His action cannot be justified on the ground of prudent seamanship. But the question of indirect responsibility raises at once many issues and, I think, removes from Captain Smith a good deal of personal responsibility for the loss of his ship. Some of these issues it will be well to consider. In the first place, disabusing our minds again of the knowledge that the Titanic struck an iceberg and sank, let us estimate the probabilities of such a thing happening. An iceberg is small and occupies little room by comparison with the broad ocean on which it floats; and the chances of another small object like a ship colliding with it and being sunk are very small: the chances are, as a matter of fact, one in a million. This is not a figure of speech: that is the actual risk for total loss by collision with an iceberg as accepted by insurance companies. The one-in-a-million accident was what sunk the Titanic.