'By the way, Miss Norman,' he had always called her 'Miss Norman' in her aunt's presence: 'I want to have two minutes with you before I go. On a matter of business,' he added, noticing Miss Rowly's surprised look. The old lady was old-fashioned even for her age; in her time no young man would have asked to see a young lady alone on business. Except on one kind of business; and with regard to that kind of business gentlemen had to obtain first the confidence and permission of guardians. Leonard saw the difficulty and said quickly: 'It is on the matter you wrote to me about!' Stephen was prepared for a nasty shock, but hardly for so nasty a one as this. There was an indelicacy about it which went far beyond the bounds of thoughtless conventionality. That such an appeal should be made to her, and in such a way, savoured of danger. Her woman's intuition gave her the guard, and at once she spoke, smilingly and gently as one recalling a matter in which the concern is not her own: 'Of course! It was selfish of me not to have thought of it, and to have kept you so long waiting. The fact is, Auntie, that Leonard--I like to call him Leonard, since we were children together, and he is so young; though perhaps it would be more decorous nowadays to say "Mr. Everard"--has consulted me about his debts. You know, Auntie dear, that young men will be young men in such matters; or perhaps you do not, since the only person who ever worried you has been myself. But I stayed at Oxford and I know something of young men's ways; and as I am necessarily more or less of a man of business, he values my help. Don't you, Leonard?' The challenge was so direct, and the position he was in so daringly put, that he had to acquiesce. Miss Rowly, who had looked on with a frown of displeasure, said coldly: 'I know you are your own mistress, my dear. But surely it would be better if Mr. Everard would consult with his solicitor or his father's agent, or some of his gentlemen friends, rather than with a young lady whose relations with him, after all, are only those of a neighbour on visiting terms. For my own part, I should have thought that Mr. Everard's best course would have been to consult his own father! But the things that gentlemen, as well as ladies do, have been sadly changed since my time!' Then, rising in formal dignity, she bowed gravely to the visitor before leaving the room. But the position of being left alone in the room with Leonard did not at all suit Stephen's plans. Rising quickly she said to her aunt: