"Thank God, I am not totally ruined!" cried Markham. "I can at least bury myself in this retreat;--I can daily ascend that hill where the memorials of fraternal affection stand;--and I can there hope for the return of my brother! My dear sir, what has been done cannot be recalled: reproaches, even were I inclined to offer any, would be useless; and regrets would be equally unavailing. This estate will produce me a small income--but enough for my wants. Two hundred pounds a-year are certainly a beggar's pittance, when compared with the inheritance which my father left me;--but I am still grateful that even the means of subsistence are left. And you, Mr. Monroe--upon what are you subsisting?" "I still attend to the wrecks of my affairs," replied the old man; "and then I have my daughter Ellen--who earns a little with her needle----" "You shall come and take up your abode with me--you and your daughter--and share my income," interrupted the generous young man, who saw not before him an individual that had deprived him of a large fortune, but an old--old man, bent down by the weight of numerous and deep afflictions. Monroe wept at this noble conduct on the part of his ward, and strenuously refused to accept the proffered kindness and hospitality. Markham urged, begged, and entreated;--but the old man would not accede to his wish. "You have not told me what became of your friend Mr. Allen," said Richard, after a pause. "He was an honourable and an upright man," was the reply; "and the ruin which he had been the means of entailing, though innocently, upon me, broke his heart, he died three months ago." "And what became of the infamous cheat whose schemes have thus killed one person and ruined two others?" "I know not," answered Mr. Monroe. "I never saw him myself; nor did he even know that there was such a person as myself connected with the loan which he received. Certain commercial reasons--too long to be explained now--made me put forward Allen as the person who advanced the money, and conducted the entire business as a principal, and not as an agent. Thus no communication ever took place between me and this George Montague." "George Montague!" ejaculated Richard. "Yes--he was the villain who has plundered us." "George Montague again!" murmured Richard, as he paced the room with hurried and uneven steps. "Why is it that this name should constantly obtrude itself upon my notice? wherefore should I be perpetually condemned to hear it uttered, and always coupled with epithets of abhorrence and reproach? and why should I be amongst the number of that miscreant's victims? Strange combination of circumstances!" "Are you acquainted with this Montague?" demanded his guardian: "the name seemed to produce a singular effect upon you."