"Again it could make no difference, once she had married Ramon. But she is too young to know her own mind. These young girls are impressionable, romantic, foolish. I can see no object in deliberately courting trouble. Can you? In affairs of the heart it is well to use judgment and caution--qualities which come only with age. Youth is headstrong and blinded by dreams, hence it is better that marriage should be arranged by older persons." "Exactly! That's why I want you to arrange mine." The banker smiled in spite of himself, for he was not without a sense of humor, and the young man's sincerity was winning. "It is out of the question," he said; "useless to discuss. Forgetting for the moment all other considerations, there is an obstacle to your marriage into a Spanish family, which you do not stop to consider--one which might well prove insurmountable. I speak of religion." "No trouble there, sir." "You are, then, a Catholic?" "It was my mother's faith, and I was brought up in it until she died. After that, I--sort of neglected it. You see, I am more of a Catholic than anything else." "What we call a 'bad Catholic'?" "Yes, sir. But if I were not, it wouldn't make any difference. Chiquita is my religion." "Who?" The father started. "I--I call her that," Kirk explained, in confusion. "To myself, of course." "Indeed! So do I," said Senor Garavel, dryly. For a moment he frowned in meditation. There were many things to consider. He felt a certain sympathy for this young man, with his straightforwardness and artless brusquerie. Moreover, though the banker was no great respecter of persons, the mention of Darwin K. Anthony had impressed him. If Kirk were all that he seemed, he had no doubt of the ultimate reconciliation of father and son. At all events, it would do no harm to learn more of this extraordinary suitor, and meanwhile he must treat him with respect while carefully guarding his own dignity against possibly impertinent advances. "She has been promised to Ramon," he said, at last, "and I have considered her future quite settled. Of course, such arrangements are frequently altered for various causes, even at the last moment, but--quien sabe?" He shrugged his shoulders. "She may not wish to entertain your suit. So why discuss it? Why make plans or promises? It is a matter to be handled with the greatest delicacy; there are important issues linked with it. Where there is the prospect of an alliance between two houses--of business or politics--you will understand that according to our ideas, those considerations must govern--absolutely. Otherwise--I do not know--I can say nothing to encourage you except--that, for a young man I have known so very short a time"--he smiled genially--"you have impressed me not unfavorably. I thank you for coming to me, at any rate."