"And has it indeed come to this," said Mrs. Harris, addressing her daughter Ellen, "must I part with my mother's last gift to obtain bread?" Mrs. Harris, as she spoke, held in her hand a costly diamond ring, and the tears gathered in her eyes, as the rays of light falling upon the brilliants caused them to glow like liquid fire. This costly ornament would have struck the beholder as strangely out of place in the possession of this poor widow, in that scantily furnished room; but a few words regarding the past history of Mrs. Harris and her daughter will explain their present circumstances. Mrs. Harris was born and educated in England, and when quite young was employed as governess in a gentleman's family. Circumstances at length caused the family with whom she resided to cross the Atlantic and take up their abode in the ancient city of Quebec. The young governess had no remaining ties to bind her to England. Her parents had been dead for many years; she had no sisters, and her only brother, soon after the death of their parents, went to seek his fortune in the gold regions of California. Some years had passed since she heard any tidings from him, and she feared he was no longer among the living, and when the family with whom she had so long resided left England for America, they persuaded her to accompany them. In process of time she was married to a wealthy merchant, and removed to Western Canada. Their union was a very happy one, and for some years, they lived in the enjoyment of worldly prosperity and happiness. But it often happens that sad and unlooked-for reverses succeed a season of long continued prosperity; and it was so in this case. I am not aware that Mr. Harris's failure in business was brought about through any imprudence on his part; but was owing to severe and unexpected losses. He had entered into various speculations, which bid fair to prove profitable, but which proved a complete failure, and one stroke of ill fortune followed another in rapid succession, till the day of utter ruin came. He gave up every thing; even his house and furniture was sacrificed to meet the clamorous demands of his hard-hearted creditors; and his family was thus suddenly reduced from a state of ease and affluence to absolute poverty. Mr. Harris possessed a very proud spirit, and his nature was sensitive, and he could not endure the humiliation of remaining where they had formerly been so happy. He knew the world sufficiently well to be aware that they would now meet with coldness and neglect even from those who had formerly been proud of their notice, and shrank from the trial, and with the small amount he had been able to secure out of the general wreck, he removed to the city of Toronto, some three hundred miles from their former home. They had but little money remaining when they reached the city, and Mr. Harris felt the necessity of at once seeking some employment, for a stranger destitute of money in a large city is in no enviable position.