Old age, of course, makes pauperism. And then there is the accident, the thing happening, the death or disablement of the husband, father, and bread-winner. Here is a man, with a wife and three children, living on the ticklish security of twenty shillings per week—and there are hundreds of thousands of such families in London. Perforce, to even half exist, they must live up to the last penny of it, so that a week’s wages (one pound) is all that stands between this family and pauperism or starvation. The thing happens, the father is struck down, and what then? A mother with three children can do little or nothing. Either she must hand her children over to society as juvenile paupers, in order to be free to do something adequate for herself, or she must go to the sweat-shops for work which she can perform in the vile den possible to her reduced income. But with the sweat-shops, married women who eke out their husband’s earnings, and single women who have but themselves miserably to support, determine the scale of wages. And this scale of wages, so determined, is so low that the mother and her three children can live only in positive beastliness and semi-starvation, till decay and death end their suffering. To show that this mother, with her three children to support, cannot compete in the sweating industries, I instance from the current newspapers the two following cases:— A father indignantly writes that his daughter and a girl companion receive 8.5d. per gross for making boxes. They made each day four gross. Their expenses were 8d. for car fare, 2d. for stamps, 2.5d. for glue, and 1d. for string, so that all they earned between them was 1s. 9d., or a daily wage each of 10.5d. In the second case, before the Luton Guardians a few days ago, an old woman of seventy-two appeared, asking for relief. “She was a straw-hat maker, but had been compelled to give up the work owing to the price she obtained for them—namely, 2.25d. each. For that price she had to provide plait trimmings and make and finish the hats.” Yet this mother and her three children we are considering have done no wrong that they should be so punished. They have not sinned. The thing happened, that is all; the husband, father and bread-winner, was struck down. There is no guarding against it. It is fortuitous. A family stands so many chances of escaping the bottom of the Abyss, and so many chances of falling plump down to it. The chance is reducible to cold, pitiless figures, and a few of these figures will not be out of place. Sir A. Forwood calculates that— 1 of every 1400 workmen is killed annually. 1 of every 2500 workmen is totally disabled. 1 of every 300 workmen is permanently partially disabled. 1 of every 8 workmen is temporarily disabled 3 or 4 weeks.