"I'll want a reasonable sum in cash," said Hoddan reflectively. "But.... well ... I've been told that insurance is a fine, conservative business. As I understand it, most insurance organizations are divided into divisions which are separately incorporated. There will be a life-insurance division, a casualty division, and so on. Is that right? And one may invest in any of them separately?" The clerk said impassively: "I was given to understand, sir, that you are interested in risk-insurance. Perhaps especially risk-insurance covering piracy. I was given quotations on the risk-insurance divisions of all Krim companies. Of course those are not very active stocks, but if there were a rumor of a pirate ship acting in this part of the galaxy, one might anticipate--" "I do," said Hoddan. "Let's see. ... My cargo brought so much.... Hm-m-m.... My purchases will come to so much. Hm-m-m.... My legal fees, of course.... I mentioned a sum in cash. Yes. This will be the balance, more or less, which you will put in the stocks you've named, but since I anticipate activity in them. I'll want to leave some special instructions." He gave a detailed, thoughtful account of what he anticipated might be found in news reports of later dates. The clerk noted it all down, impassively. Hoddan added instructions. "Yes, sir," said the clerk without intonation when he was through. "If you will come to the office in the morning, sir, the papers will be drawn up and matters can be concluded. Your new cargo can hardly be delivered before then, and if I may say so, sir, your crew won't be ready. I'd estimate two hours of festivity for each man, and fourteen hours for recovery." "Thank you," said Hoddan. "I'll see you in the morning." * * * * * He sealed up the ship when the lawyer's clerk departed. Then he felt lonely. He was the only living thing in the ship. His footsteps echoed hollowly. There was nobody to speak to. Not even anybody to threaten. He'd done a lot of threatening lately. He went forlornly to the cabin once occupied by the liner's former skipper. His loneliness increased. He began to feel those daunting self-doubts such as plague the most unselfish and conscientious people. His actions to date, of course, did not trouble him. Today's actions were the ones which bothered his conscience. He felt that they were not quite adequate. The balance left in the lawyer's hands would not be nearly enough to cover a certain deficit which in justice he felt himself bound to make up. It had been his thought to make this enterprise self-liquidating--everybody concerned making a profit, including the owners of the ship and cargo he had pirated. But he wasn't sure.