For one thing "times" were better, business was better. He could not fail to see that trade was picking up. In dry goods, in hardware, in manufactures there seemed to be a different spirit, and he could imagine that it was a spirit of optimism. There, in that great city where the Heart of the Nation beat, where the diseases of the times, or the times' healthful activities were instantly reflected, Jadwin sensed a more rapid, an easier, more untroubled run of life blood. All through the Body of Things, money, the vital fluid, seemed to be flowing more easily. People seemed richer, the banks were lending more, securities seemed stable, solid. In New York, stocks were booming. Men were making money--were making it, spending it, lending it, exchanging it. Instead of being congested in vaults, safes, and cash boxes, tight, hard, congealed, it was loosening, and, as it were, liquefying, so that it spread and spread and permeated the entire community. The People had money. They were willing to take chances. So much for the financial conditions. The spring had been backward, cold, bitter, inhospitable, and Jadwin began to suspect that the wheat crop of his native country, that for so long had been generous, and of excellent quality, was now to prove--it seemed quite possible--scant and of poor condition. He began to watch the weather, and to keep an eye upon the reports from the little county seats and "centres" in the winter wheat States. These, in part, seemed to confirm his suspicions. From Keokuk, in Iowa, came the news that winter wheat was suffering from want of moisture. Benedict, Yates' Centre, and Douglass, in southeastern Kansas, sent in reports of dry, windy weather that was killing the young grain in every direction, and the same conditions seemed to prevail in the central counties. In Illinois, from Quincy and Waterloo in the west, and from Ridgway in the south, reports came steadily to hand of freezing weather and bitter winds. All through the lower portions of the State the snowfall during the winter had not been heavy enough to protect the seeded grain. But the Ohio crop, it would appear, was promising enough, as was also that of Missouri. In Indiana, however, Jadwin could guess that the hopes of even a moderate yield were fated to be disappointed; persistent cold weather, winter continuing almost up to the first of April, seemed to have definitely settled the question. But more especially Jadwin watched Nebraska, that State which is one single vast wheat field. How would Nebraska do, Nebraska which alone might feed an entire nation? County seat after county seat began to send in its reports. All over the State the grip of winter held firm even yet. The wheat had been battered by incessant gales, had been nipped and harried by frost; everywhere the young half-grown grain seemed to be perishing. It was a massacre, a veritable slaughter.