She was a sweet-spirited, gentle woman. She had been reared in a home of luxury. Her own home had been guarded by a noble, loving husband, and her powers of resource had never been called out. Of all the women I have ever known, she was least fitted to match her sense of honor, her faith in mankind, and her inexperience and lack of business knowledge against such an unprincipled, avaricious man as the one who domineered over her affairs. Judson had been tricky and grasping in the day of his straightened circumstances, but he might never have developed into the scoundrel he became, had prosperity not fallen upon him by chance. Sometimes it is poverty, and sometimes it is wealth that plays havoc with a man's character and leads an erring nature into consummate villainy. "Well, now, if you can see what I'm tellin' you, that you are just about penniless (you will be in a few months; that's it, you will be soon), then you can see how magnanimous a man can be, even a busy merchant, a--a commercialist, if I must use the word again. You'll not only be poor with nobody to support you, but you'll be worse, my dear woman, you'll be disgraced. That's it, just disgraced. I've kept stavin' it off for you, but it's comin'--ugly disgrace for you and Marjory." Mrs. Whately looked steadily at him with a face so blanched with grief only a hard-hearted wretch like Judson could have gone on. "I've been gettin' you ready for this for months, have laid my plans carefully, and I've been gradually puttin' the warnin' of it in your mind." This was true. Judson had been most skilfully paving the way, else Mrs. Whately would not have had that troubled face and burdened spirit after each conference. The intimation of disaster had grown gradually to dreaded expectation with her. "Do tell me what it is, Amos. Anything is better than this suspense. I'll do anything to save Marjie from disgrace." "Now, that's what I've been a-waitin' for. Just a-waitin' till you was ready to say you'd do what's got to be done anyhow. Well, it's this. Whately, your deceased first husband"--Judson always used the numeral when speaking of a married man or woman who had passed away--"Whately, he made a will before he went to the war. Judge Baronet drawed it up, and I witnessed it. Now that will listed and disposed of an amount of property, enough to keep you and Marjie in finery long as you lived. That will and some other valuable papers was lost durin' the war (some says just when they was taken, but they don't know), and can't nowhere be found. Havin' entire care of the business in his absence, and bein' obliged to assoom control on his said demise at Chattanoogy, I naturally found out all about his affairs. To be short, Mrs. Whately, he never had the property he said he had. Nobody could find the money. There was an awful shortage. You can't understand, but in a word, he was a disgraced, dishonest man--a thief--that's it." Mrs. Whately buried her face in her hands and groaned aloud.