He blew out the light and retired, not to sleep, but to revolve plan after plan for the salvation of the ranch. To float a new loan from any source in San Marcos County he dismissed for the hundredth time as a proposition too nebulous for consideration. His only hope of a bank loan lay in an attempt to interest outside bankers to a point where they would consent to have the property appraised. Perhaps the letter from Parker which he held would constitute evidence to cautious capitalists of the sufficiency of the security for the loan. It was for that purpose that he had cunningly inveigled Parker into making him that offer to clear out and leave him a fair field and no litigation. However, Don Mike knew that between bankers there exists a certain mutual dependence, a certain cohesiveness that makes for mutual protection. If, for instance (he told himself), he should apply to a San Francisco bank for a loan on the ranch, the bank, prior to wasting either time or mental energy on his application, would first ascertain from sources other than him, whether it was remotely worth while considering the loan up to a point of sending a representative down to appraise the land. Their first move, therefore, would be to write their correspondent in El Toro--John Parker's bank, the First National--for information regarding the Farrel family, the ranch and the history of the mortgage. Don Mike was not such an optimist as to believe that the report of Parker's bank would be such as to encourage the outside bank to proceed further in the deal.