122. Then, touching the accumulation of wealth for the maintenance of such men, observe, that you must never use the terms "money" and "wealth" as synonymous. Wealth consists of the good, and therefore useful, things in the possession of the nation; money is only the written or coined sign of the relative quantities of wealth in each person's possession. All money is a divisible title-deed, of immense importance as an expression of right to property, but absolutely valueless as property itself. Thus, supposing a nation isolated from all others, the money in its possession is, at its maximum value, worth all the property of the nation, and no more, because no more can be got for it. And the money of all nations is worth, at its maximum, the property of all nations, and no more, for no more can be got for it. Thus, every article of property produced increases, by its value, the value of all the money in the world, and every article of property destroyed, diminishes the value of all the money in the world. If ten men are cast away on a rock, with a thousand pounds in their pockets, and there is on the rock, neither food nor shelter, their money is worth simply nothing, for nothing is to be had for it. If they built ten huts, and recover a cask of biscuit from the wreck, then their thousand pounds, at its maximum value, is worth ten huts and a cask of biscuit. If they make their thousand pounds into two thousand by writing new notes, their two thousand pounds are still worth ten huts and a cask of biscuit. And the law of relative value is the same for all the world, and all the people in it, and all their property, as for ten men on a rock. Therefore, money is truly and finally lost in the degree in which its value is taken from it (ceasing in that degree to be money at all); and it is truly gained in the degree in which value is added to it. Thus, suppose the money coined by the nation be a fixed sum, and divided very minutely (say into francs and cents), and neither to be added to nor diminished. Then every grain of food and inch of lodging added to its possessions makes every cent in its pockets worth proportionally more, and every gain of food it consumes, and inch of roof it allows to fall to ruin, makes every cent in its pockets worth less; and this with mathematical precision. The immediate value of the money at particular times and places depends, indeed, on the humors of the possessors of property; but the nation is in the one case gradually getting richer, and will feel the pressure of poverty steadily everywhere relaxing, whatever the humors of individuals may be; and, in the other case, is gradually growing poorer, and the pressure of its poverty will every day tell more and more, in ways that it cannot explain, but will most bitterly feel.