“I have it all here,” he said, as he seated himself close beside her again. And, opening the book, he showed her how he had kept a careful record of the various sums he had taken from the bank, with the dates. “Oh, Brian, Brian!” she said with a little cry of delight, “I am so glad,--so glad you have this! It is exactly what I want for my wedding present. It was so thoughtful of you to fix it for me.” Thus by a characteristic, Betty Jo turn she made the little book of painful memories a book of joyous promise. When they again returned to the consideration of business matters, Brian gave her the figures which answered her questions as to his total indebtedness. Again Betty Jo exclaimed with delight: “Brian, do you see? Take your pencil and figure quick your royalties on the number of books sold as given in the publishers' statement.” Brian laughed. “I have figured it.” “And your book has already earned more than enough to pay everything,” said Betty Jo. “Isn't that simply grand, Brian?” “It is pretty 'grand,' all right,” he agreed. “The only trouble is, I must wait so long before the money is due me from the publishers.” “That is exactly what I came to talk about,” she returned quickly. “I tried to have it different when I made the arrangements with them, but the terms of payment in the contract are the very best I could get; and so I have planned a little plan whereby you--that is, we--won't need to wait for your freedom until the date of settlement with the publishers.” “You have a plan which will do that?” Brian questioned, doubtfully. She nodded vigorously, with another Betty Jo smile. “This is the plan, and you are not to interrupt until I have finished everything: I happen to have some money of my very, very own, which is doing nothing but earning interest--” At the look on Brian's face, she stopped suddenly; but, when he started to speak, she put her hand quickly over his mouth, saying: “You were not to say a single word until I have finished. Play fair, Brian, dear; please!” When he signified that he would not speak, she continued in her most matter-of-fact and businesslike tone: “There is every reason in the world, Brian, why you should pay off your debt to the bank and to Auntie Sue at the earliest possible moment. You can think of several reasons yourself. There is me, for instance. “Very well. You have the money to your credit with the publishers; but you can't use it yet. I have money that you can just as well use. You will make an assignment of your royalties to me, all in proper form, to cover the amount you need. You will pay me the same interest my money is now earning where it is.