He has now been twenty years at this business of applying old moral principles and policies to the vast modern opportunities for concentration and combination. Twenty years of hard work, and he is a happy, hated man of fifty and odd. He is richer than his father ever dreamed of being. Wonder of wonders, he at last has begun to drive the crooks and the rascals out of big business. There is just one competition in which a crook cannot survive--the competition with intelligent honesty. It is a competition which had never been tried until the coming of our fanciful, fantastic scion of Standard Oil, black sheep in the capitalistic fold. The crooked little farmer or merchant cannot survive against the straight little farmer or merchant. The crooked big “captain of industry” found that he couldn’t survive against our Rockefeller, inheriting his father’s business ability with his father’s wealth, but not inheriting his father’s convention-calloused moral sense. It is not until our young man is well on toward sixty that there begins to be any real appreciation of philanthropy by making money instead of by giving it away. The laughter at honesty and justice, in business as well as in personal relations, in practice as well as in theory, on week-days as well as on Sunday, toward the helpless and obscure and unknown as well as toward the powerful and “respectable,” gradually dies away before his ocular demonstration of its sound practical wisdom. And his activities have been an enormous educational factor, giving men that practical enlightenment which the school of life alone can give, but which, under the old system, it so rarely did give. His high wages have raised the general wage market. His tenements and dwelling houses have raised the standard of housekeeping. His department stores have raised the standard of food and clothing. And when the material foundations of life rose, the moral and æsthetic structure superimposed upon them of necessity rose also. To raise a house, raise its foundations; don’t try to separate it from them.