As a financier his genius was of the most prolific kind. When he found every government resource exhausted--the credit of the infant Republic paralyzed--the army writhing under the keenest privations--had his mind been of ordinary calibre he would have abandoned the ship of state amidst the breakers that were dashing over her and reported her to the underwriters as wrecked. But he had resolved never to desert her so long as a plank remained upon the hull or a beam retained its fastenings upon the keel. His own resources were large and his credit upon a firm basis. These were thrown in the breach and warded off the threatened destruction. To save himself and his country he proposed the plan of establishing the Bank of North America. This was sanctioned by Congress and a charter granted on the 7th of January 1782. This bank has ever stood firm amidst all the pecuniary panics and revolutions that have occurred to the present time. As astounding as the fact may appear the office of Finance was not created until 1781. Up to that time there was no disbursing agent and large sums of money were placed in the hands of irresponsible agents and never reached their legitimate destination. When established it was placed under the control of Mr. Morris who reduced the expenditures of military operations three millions in a single year, showing that self can convert ostensible patriots into knaves no matter how sacred the cause engaged in or how binding the obligation to do justice. Avaunt! thou thing infernal! Had the office of Finance been established at the commencement of hostilities and Mr. Morris made the disbursing agent, the means of prosecuting the war would have been ample--our army would have been full and saved from the dreadful privations endured--our country would have been saved from a large portion of the devastations committed by the enemy--the struggle would probably have been terminated in half the time and the government been able to redeem every dollar of its paper issues. With so much concentrated talent and wisdom as were in the Continental Congress at all times, the problem of this disastrous omission cannot be solved by any approved rules of government or legislation. I have ever looked at it with deep regret and surprise. Mr. Morris was the Roman Curtius of America, pledging his own fortune to save his country and deliver her from worse than Egyptian bondage. As a demonstration I will particularize one other instance of supplies furnished upon his private credit, which was the means of closing the unequal contest.