Proceeding to the office of a well known house, one morning just as business hours opened, he asked for fifteen thousand dollars worth of Government bonds, and offered the cheque of his firm in payment for them. Being well and favorably known to the parties, his request (which was based upon the falsehood that he wished the bonds to fill an order for a countryman who was in a hurry to leave town, and that he had not the amount in his own safe), was complied with. The bonds were delivered to him, and his cheque taken in payment. He at once departed, and the banker, feeling no uneasiness at the transaction, did not send the cheque to bank at once. Several hours passed away, and he heard rumors of the failure of the house to which he had sold the bonds. The cheque was at once sent to the bank; payment was refused, on the ground that the house had failed, and had no funds in the bank. The fraud was plain now, and the banker, repairing to the office of the unfortunate firm, was informed by the partner of his friend that the transaction was a swindle. The detectives were at once set on the track of the swindler, who had made his escape immediately after getting possession of the bonds. HOW FORTUNES ARE MADE AND LOST. Fortunes are made quicker and lost more easily in New York than in any other place in the world. A sudden rise in stock, or a lucky speculation in some other venture, often places a comparatively poor man in possession of great wealth. Watch the carriages as they whirl through Fifth Avenue, going and returning from the Park. They are as elegant and sumptuous as wealth can make them. The owners, lying back amongst the soft cushions, are clad in the height of fashion. By their dresses they might be princes and princesses. This much is due to art. Now mark the coarse, rough features, the ill-bred stare, the haughty rudeness which they endeavor to palm off for dignity. Do you see any difference between them and the footman in livery on the carriage-box? Both master and man belong to the same class--only one is wealthy and the other is not. But that footman may take the place of the master in a couple of years, or in less time. Such changes may seem remarkable, but they are very common in New York.