In a very few weeks Betty had saved up the five shillings. She went to carry back this money with great gratitude to Mrs. Sponge. This kind friend began to abuse her most unmercifully. She called her many hard names, not fit to repeat, for having forsaken the supper, by which she swore she herself got nothing at all; but as she had the charity to dress it for such beggarly wretches, she insisted they should pay for it, whether they eat it or not. She also brought in a heavy score for lodging, though Betty had paid for it every night, and had given notice of her intending to quit her. By all these false pretenses, she got from her, not only her own five shillings, but all the little capital with which Betty was going to set up for herself. All was not sufficient to answer her demands--she declared she would send her to prison; but while she went to call a constable, Betty contrived to make off. With a light pocket and a heavy heart she went back to the lady; and with many tears told her sad story. The lady's husband, the justice, condescended to listen to Betty's tale. He said Mrs. Sponge had long been upon his books as a receiver of stolen goods. Betty's evidence strengthened his bad opinion of her. "This petty system of usury," said the magistrate, "may be thought trifling; but it will no longer appear so, when you reflect that if one of these female sharpers possesses a capital of seventy shillings, or £3 10s., with fourteen steady regular customers, she can realize a fixed income of one hundred guineas a year. Add to this the influence such a loan gives her over these friendless creatures, by compelling them to eat at her house, or lodge, or buy liquors, or by taking their pawns, and you will see the extent of the evil. I pity these poor victims: you, Betty, shall point out some of them to me. I will endeavor to open their eyes on their own bad management. It is not by giving to the importunate shillings and half-crowns, and turning them adrift to wait for the next accidental relief, that much good is done. It saves trouble, indeed, but that trouble being the most valuable part of charity, ought not to be spared; at least by those who have leisure as well as affluence. It is one of the greatest acts of kindness to the poor to mend their economy, and to give them right views of laying out their little money to advantage. These poor blinded creatures look no further than to be able to pay this heavy interest every night, and to obtain the same loan on the same hard terms the next day. Thus they are kept in poverty and bondage all their lives; but I hope as many as hear of this will go on a better plan, and I shall be ready to help any who are willing to help themselves." This worthy magistrate went directly to Mrs. Sponge's with proper officers; and he soon got to the bottom of many iniquities. He not only made her refund poor Betty's money, but committed her to prison for receiving stolen goods, and various