"In all matters connected with arrangements for your future, such as insurance, settlements, alimony in case of divorce, provided you are the guiltless party--or even if you were guilty--you may implicitly trust me. I was not made your guardian for nothing. But there is one contingency, very common in marriages such as yours, in which my professional help can give you no security. You must keep your eyes open for yourself.... We are placed in this world, my dear child, to do what we like; anyone who says the contrary would rob your heaven of its sun. But I give you a threefold warning: first, don't exchange superfluous glances; second, don't demand superfluous rendering of accounts; thirdly and lastly, don't make superfluous confessions. You cannot be expected to-day, perhaps, to understand clearly what all this signifies"--as a matter of fact, Lilly understood nothing at all--"but think of my words when occasion arises. They may be of use to you. Let me see. Another thing! Are you fond of jewels?" "I have hardly ever seen any," said Lilly. "Not at the jewellers' in the market-place?" "At school we weren't allowed to look in at the shop-windows," Lilly answered. He smiled his most unpleasant smile. "Then I venture to advise that every time you and your husband go out together you stop and look in at every shop-window. Such little hints are seldom ignored. Be specially charmed with pearls, my dear young lady. You will in this wise lay up for yourself treasures which, when your time of trouble comes--and, remember, it will come--will be of invaluable assistance to you." Lilly nodded, and thought to herself, "I shall certainly do nothing of the kind." Heir Doktor Pieper passed his soft plump well-kept hand over his glossy bald patch several times, and continued: