The loss of our little playmate threw a shadow over our young lives for many and many a month. The Dolphin rose and fell with the tide at the foot of the slippery steps, unused, the rest of the summer. At the close of November we hauled her sadly into the boat-house for the winter; but when spring came round we launched the Dolphin again, and often went down to the wharf and looked at her lying in the tangled eel-grass, without much inclination to take a row. The associations connected with the boat were too painful as yet; but time, which wears the sharp edge from everything, softened this feeling, and one afternoon we brought out the cobwebbed oars. The ice once broken, brief trips along the wharves--we seldom cared to go out into the river now--became one of our chief amusements. Meanwhile Gypsy was not forgotten. Every clear morning I was in the saddle before breakfast, and there are few roads or lanes within ten miles of Rivermouth that have not borne the print of her vagrant hoof. I studied like a good fellow this quarter, carrying off a couple of first prizes. The Captain expressed his gratification by presenting me with a new silver dollar. If a dollar in his eyes was smaller than a cart-wheel, it wasn't so very much smaller. I redeemed my pencil-case from the treasurer of the Centipedes, and felt that I was getting on in the world. It was at this time I was greatly cast down by a letter from my father saying that he should be unable to visit Rivermouth until the following year. With that letter came another to Captain Nutter, which he did not read aloud to the family, as usual. It was on business, he said, folding it up in his wallet. He received several of these business letters from time to time, and I noticed that they always made him silent and moody. The fact is, my father's banking-house was not thriving. The unlooked-for failure of a firm largely indebted to him had crippled “the house.” When the Captain imparted this information to me I didn't trouble myself over the matter. I supposed--if I supposed anything--that all grown-up people had more or less money, when they wanted it. Whether they inherited it, or whether government supplied them, was not clear to me. A loose idea that my father had a private gold-mine somewhere or other relieved me of all uneasiness. I was not far from right. Every man has within himself a gold-mine whose riches are limited only by his own industry. It is true, it sometimes happens that industry does not avail, if a man lacks that something which, for want of a better name, we call Luck. My father was a person of untiring energy and ability; but he had no luck. To use a Rivermouth saying, he was always catching sculpins when everyone else with the same bait was catching mackerel.