I still kept my situation and was gradually working my way up. My associates were very different from those I came in contact with while a sailor. Knowing as much as I did about the Havana Lottery, I had great faith in it. By very little persuasion, I got six young men to go in with me to co-operate in the purchase of tickets, each one paying a certain sum weekly. Every month tickets would be bought for the full amount. The bankers, Taylor & Company, in Wall Street, were the agents. For several months it was the same thing---no prizes. In the month of April, 1862, there was rejoicing in the club. We had drawn a fifty thousand-dollar prize! Taylor & Company cashed it for us at a small discount. The seven sharers received the money---a little over seven thousand dollars each. Then we all went to the devil. No use working with all that wealth, so we left our situations. At first a silver watch costing thirty-five dollars was good enough for me, then I changed it for a gold one worth one hundred and forty. A diamond ring came next, for one hundred and twenty-five dollars. And of course I must have a diamond breastpin, one hundred and twenty-five more. I got to be very particular about the style of my clothing. A bottle of wine with my suppers was just the thing. How I did lie back and contrast the present with the past while on board a ship! Not feeling very well, I concluded to spend a few weeks at a summer resort. My friends recommended me to Teller's Pavilion, at the Highlands, Navesink, N. J. My expenses there were quite heavy: twenty-five dollars a week for a nice room, one bottle of wine for dinner, two dollars and a half extra. To be well waited on called for liberal tips to the waiters. As my money had come easy it went easy. I made a lot of friends, and usually paid all the bills for boating parties and other amusements. I became acquainted with Miss Tillie Teller, and with us it was a case of "love at first sight." Finally, we became engaged. I presented her with a fine diamond engagement ring. The season ended and I returned to New York.