III. Persons Insuring in this Office for Seven Years, by a Single Payment, are charged Premium for Six Years only. IV. INSURANCES TRANSFERRED from other Offices, without any expense, trouble, or inconvenience. V. CLAIMS SETTLED with Promptness and Liberality. The MUTUAL PRINCIPLE, with freedom from liability to the Insured, as applied to Fire Insurance, is a novel system, based on liberal and equitable arrangements, thereby securing to the Insured a participation in the Profits they themselves have created; hence, in proportion to the amount of business introduced to this Office by the Insured, so are their own Rates of Premium reduced, or their own Profits increased. * * * * * AGENT FOR CHESTER: MR. THOMAS HUGHES, 4, PARADISE ROW. * * * * * PROVIDENT CLERKS’ MUTUAL LIFE ASSURANCE ASSOCIATION, AND BENEVOLENT FUND. ESTABLISHED 1840. ATTENTION is particularly directed to the advantages offered by this Association to assurers of all classes. It embraces Mutual Life Assurance in all its branches, and has a Revenue, as shown by the last balance-sheet, of more than £20,000 per annum. Policies to the extent of £900,000 have been issued since its formation; and upwards of £30,000 have been paid to the representatives of deceased members. The Bonuses already declared have averaged 24 and 33 per cent. respectively on the premiums paid; while the mortality continues extremely favourable. Foreign residence permitted in most cases without extra charge, and a liberal sum given for Surrendered Policies. THE BENEVOLENT DEPARTMENT, Established for the benefit of Clerks, their Widows, and Children, has an Accumulated Capital of £15,000, and an Income of more than £1500 per annum. Loans and Gratuities are granted for the relief of temporary embarrassment, and members are assisted in payment of their premiums when in distress. Annuities are granted to aged and infirm clerks, and to widows of clerks. By order of the Board, WM. J. LINFORD, _Secretary_. 15, MOORGATE-STREET, LONDON. AGENT FOR CHESTER—MR. FRANK PALIN. * * * * * TRAVELLERS ON THE LONDON & NORTH-WESTERN RAILWAY Are respectfully informed, that THE OFFICIAL ILLUSTRATED GUIDE TO THE LINE, BY GEORGE MEASOM, IS NOW READY, And may be procured at any of the Bookstalls. * * * * * THE CONSERVATIVE LAND SOCIETY. ESTABLISHED IN 1852. ENROLLED UNDER 6 & 7 WM. IV., c. 32. TRUSTEES.