There are different ways of being penniless, as we have said. The man who does his work from day to day may have nothing, and yet be easy enough; and the man who has wealth or expectations behind him may treat a momentary impecuniosity as a good joke. And most people, too, find it easy enough to be largely in debt. A big balance against him in some big tradesman’s books seldom, unless he comes to the point of desperation, is very deeply afflictive to a young man; but your little, greasy, weekly bill,--handed in by your poor, greasy, termagant landlady, with hungry, or wistful, or furious eyes,--and not a penny in your pocket to pay it,--this is, indeed, to look poverty in the face. And this is what happened to Ben Renton the day he took leave of Millicent. If it had been a snake in his path he could not have looked at the poor little crumpled envelope on his table with greater horror. He had been nearly penniless, it is true, for the six months which he had spent in Guildford Street, as has been related, but he had never been troubled about his weekly bill; and he had nothing, nor any prospect of anything, for three months. And he could not dig, and to beg was ashamed. All the horrors of his position flashed upon him as he stood and gazed at it. His occupation was gone,--his enchantress was leaving him,--everything was over and ended. And he had no money, and nothing to do now that the delirium was over. With his pulses all tingling from the last meeting, and the strange intoxication of mingled content and despair in his brain, to plunge into this cold sea of reality, was something terrible. He caught his breath and shivered like a man near drowning. Then he sat down and took out his purse, and counted over the money in it. There were a few shillings left, and one sovereign,--the last of its race; and that was all he should have for three months,--he, Benedict Renton, the representative of an old wealthy house,--he who imagined himself Millicent Tracy’s betrothed. He was going to make wealth and a fortune for her, and this was the foundation he had to start upon. And how to dig he knew not, nor to what to apply himself.