"I have nothing to grumble at, on that score, Dick, though they have not been so lucky the last two years. But it is not their profits that induced us to move here. You saw Annie was in mourning. Her father died, nearly a year ago, and at her earnest request, as he said in his will, appointed us her guardians until she came of age, which will be in a few months now. As he had no near relations, he left the whole of his property to her; and having been in India in the days when, under Warren Hastings, there were good pickings to be obtained, it amounted to a handsome fortune. She said that she should come and live with us, at any rate until she became of age; and as that house of ours, though a comfortable place, was hardly the sort of house for an heiress, she herself proposed that we should take a larger house between us. "And so, here we are. We shall stay here through the winter, and then we are going down to her place at Plymouth for the summer. What we shall do, afterwards, is not settled. That must depend upon a variety of things." "She has grown much prettier than I ever thought she would do," Dick said. "Of course, I knew she would have grown into a woman, but somehow I never realised it, until I saw her, and I believe I have always thought of her as being still the girl I carried off from Seringapatam." In a few minutes Annie joined them, and the talk then turned upon India, and many questions were asked as to their friends at Tripataly. "I suppose by this time, Annie--at least, I hope I may still call you Annie?" "If you call me anything else, I shall not answer," she said indignantly. "Well, I was going to say, I suppose you have got a good deal beyond words of two letters, now?" "I regard the question as an impertinent one. I have even mastered geography; the meaning of which word you may remember, you explained to me; and I have a partial knowledge of history." The next day Dick met an old friend, Ben Birket. Dick had kept his promise, and had written to him as soon as he returned to Tripataly with his father, and a few weeks after Captain Holland's return, his old shipmate came to see him and his wife. Ben had for some time thought of retiring, and he now left the sea, and settled down in a little cottage near. Captain Holland insisted upon settling a small pension upon him, and he was always a welcome guest at the house. His delight at Dick's return was extreme. "I never thought you would do it, Master Dick, never for a moment, and when on coming home I got your letter, and found that the Captain and your mother were in England, it just knocked me foolish for a bit." Three weeks later, Dick told Annie that he loved her. He spoke without any circumlocution, merely taking her hand one evening, when they happened to be alone together, and telling her so in plain words.