“Gentlemen,” said the speculator, “this is the finest mine within forty miles of Frogtown.” Frogtown was the name of the city nearest to the great mine; I believe he called it the Revenue mine—good name, that, to enterprising men who wanted to increase their revenue. [Sidenote: A GLITTERING BAIT.] “Gentlemen,” he continued, “before this mine was discovered a good many people around Frogtown talked of moving away, but as soon as it was opened nobody wanted to leave. The population has increased a thousand per cent. in three months, and it will continue to increase quite as fast; in a year from now we will have a population of fifty thousand, and we can employ three thousand men at least in and around the Revenue. I won’t sell the whole of it, gentlemen; you have not money enough in New York to buy the whole of this mine; but what I want is to raise money to develop it. There is a mine there worth a hundred millions of dollars, at the very least; but you see it may be worth millions of dollars, and at the same time it will want money to develop it.” “I don’t exactly understand,” said I, “why you came all the way to New York to get money if the mine is so rich.” “Why, the thing is very plain,” said he; “the people that came there have a use for all their money. Money is readily worth twenty-five per cent. a month at Frogtown, and it is hard to get it at that; men can do so much better there. “I have in mind, now, a man who came there over six months ago with two thousand dollars; he has invested it in such a way that it is returning him four thousand dollars a month. Any man who knows anything about the business there, will readily put in his money where it will make him a fortune: it is the best place in the world for investing money.” “That does not answer the question,” said another: “why can’t you get the money in some place near Frogtown, from people who know about your mine, and know how rich it is? and, any way, if you have so valuable a mine, why do you want to raise money?” The Frogtown adventurer smiled a sarcastic smile, as if amused at the ignorance of the questioner. The smile was brief, but convincing, and gave full weight to the statement which followed it. “Suppose now,” said he, “that you are in a house where you had a clear title to anything you discover. Going through the cellar of the house, you find an iron chest: you strike that chest, and you are sure you hear money rattle inside of it. You attempt to lift it, but find it too heavy: now what do you want to do? Plainly you want to open the chest; but it is firmly locked and is very solid. You look around for some implement with which you can break it open, but nothing of the sort can be found. There may be other men standing around, but nobody among them has any tools that will help you. You look all through the house, but not a tool can be discovered: plainly you must go out of that house to find something that will help you to get at your money.