Fig. 1073.—Bronze buckle or fibula, found in a small cairn at Hemse, Götland. ] Hemse find, Götland. At this place are found several small coins with unburnt bodies. Among the objects found besides those represented above, were several basins of bronze, number of bronze fibulæ, a great number of amber, crystal, and glass beads, several keys, bone combs, several clay urns, buckle of bronze, a fragment of a stone with runic character, several charms, iron axes, knives, pins, &c. The only coins found were one Arabic coin, and two German coins of the 10th and 11th centuries. [Illustration: Fig. 1074.—Semi-circular ornament of silver with small rings at both ends.—Fölhagen, Götland. ] [Illustration: Fig. 1075. ] [Illustration: Fig. 1076. ] [Illustration: Fig. 1077. ] Three of twelve snake-shaped necklace ornaments, real size.—Fölhagen, Götland. [Illustration: Fig. 1078.—Bracteate.—Fölhagen, Götland. ] [Illustration: Fig. 1079. ] [Illustration: Fig. 1080. ] [Illustration: Fig. 1081. ] [Illustration: Fig. 1082. ] [Illustration: Fig. 1083. ] [Illustration: Fig. 1084. ] [Illustration: Fig. 1085. ] [Illustration: Fig. 1086. ] [Illustration: Fig. 1087. ] [Illustration: Fig. 1088. ] Silver beads, real size, together with coins, &c., in a box in the earth, by a working man while digging a ditch, at Fölhagen, Götland, near the Monastery de Roma, from a lot of 49 beads of thirteen different patterns. Fölhagen ground find, Götland. The objects were in a copper box, which however could not be taken whole, and contained, besides some of the objects represented above, an ingot of chemically pure gold, 8 bracelets of silver, 835 Kufic coins (971), 400 German coins, the latest from Otto III. before 1002; 4 English coins of Æthelred, and many other jewels. Insurance companies were known from early times. “Damages are to be paid if a disease comes among a man’s cattle so that one-fourth or more of his cattle dies; then the men of the Hrepp shall pay the loss. The man shall call five of his neighbours to him during the next half month after the disease has ceased, in order to value his loss. He shall tell them his loss and show them the flesh and the skin of the dead cattle. Thereupon he shall take an oath before them that his loss is as great as they estimated it, or more. Then at a meeting he shall tell how great they valued his loss to be and the bœndr shall pay him one-half of the loss” (Gragas, i. 458.) “There are also three rooms in the house of every man which are to be paid for if they are burnt. The first is stofa (sitting-room), second is hall (eldhus), the third is the pantry where women prepare food. If one owns both eldhus and skali he shall at a meeting in the spring say whether he wants people rather to be answerable for the eldhus or the skali” (Gragas, i. 459).