Lady Harman was not only instinctively truthful but also almost morbidly honourable. In other words, she was simple-minded. The idea of a community of goods between husband and wife had never established itself in her mind, she took all Sir Isaac’s presents in the spirit in which he gave them, presents she felt they were on trust, and so it was that with a six-hundred pound pearl necklace, a diamond tiara, bracelets, lockets, rings, chains and pendants of the most costly kind—there had been a particularly beautiful bracelet when Millicent was born, a necklace on account of Florence, a fan painted by Charles Conder for Annette and a richly splendid set of old Spanish jewellery—yellow sapphires set in gold—to express Sir Isaac’s gratitude for the baby—with all sorts of purses, bags, boxes, trinkets and garments, with a bedroom and morning-room rich in admirable loot, and with endless tradespeople willing to give her credit it didn’t for some time occur to her that there was any possible means of getting pocket-money except by direct demand from Sir Isaac. She surveyed her balance of two penny stamps and even about these she felt a certain lack of negotiable facility. She thought indeed that she might perhaps borrow money, but there again her paralyzing honesty made her recoil from the prospect of uncertain repayment. And besides, from whom could she borrow?... It was on the evening of the second day that a chance remark from Peters turned her mind to the extensive possibilities of liquidation that lay close at hand. She was discussing her dinner dress with Peters, she wanted something very plain and high and unattractive, and Peters, who disapproved of this tendency and was all for female wiles and propitiations, fell into an admiration of the pearl necklace. She thought perhaps by so doing she might induce Lady Harman to wear it, and if she wore it Sir Isaac might be a little propitiated, and if Sir Isaac was a little propitiated it would be much more comfortable for Snagsby and herself and everyone. She was reminded of a story of a lady who sold one and substituted imitation pearls, no one the wiser, and she told this to her mistress out of sheer garrulousness. “But if no one found out,” said Lady Harman, “how do you know?” “Not till her death, me lady,” said Peters, brushing, “when all things are revealed. Her husband, they say, made it a present of to another lady and the other lady, me lady, had it valued....”