The trouble is that Nature produces very few specimens of that kind. As a rule, men come to want on account of their imperfections, on account of their ignorance, on account of their vices, and their vices are born of their lack of capacity, of their want of brain. In other words, they are failures of Nature, and the fact that they need help is not their own fault, but the fault of their construction, their surroundings. Very few people have the opportunity of selecting their parents, and it is exceedingly difficult in the matter of grandparents. Consequently, I do not hold people responsible for hereditary tendencies, traits and vices. Neither do I praise them for having hereditary virtues. A man going to one of these various charitable establishments is cross-examined. He must give his biography. And after he has answered all the supercilious, impudent questions, he is asked for references. Then the people referred to are sought out, to find whether the statements made by the applicant are true. By the time the thing is settled the man who asked aid has either gotten it somewhere else or has, in the language of the Spiritualists, "passed over to the other side." Of course this does not trouble the persons in charge of the organized charities, because their salaries are going on. As a rule, these charities were commenced by the best of people. Some generous, philanthropic man or woman gave a life to establish a "home," it may be, for aged women, for orphans, for the waifs of the pavements. These generous people, filled with the spirit of charity, raised a little money, succeeded in hiring or erecting a humble building, and the money they collected, so honestly given, they honestly used to bind up the wounds and wipe away the tears of the unfortunate, and to save, if possible, some who had been wrecked on the rocks and reefs of crime. Then some very rich man dies who had no charity and who would not have left a dollar could he have taken his money with him. This rich man, who hated his relatives and the people he actually knew, gives a large sum of money to some particular charity--not that he had any charity, but because he wanted to be remembered as a philanthropist. Then the organized charity becomes rich, and the richer the meaner, the richer the harder of heart and the closer of fist. Now, I believe that Trinity Church, in this city, would be called an organized charity. The church was started to save, if possible, a few souls from eternal torment, and on the plea of saving these souls money was given to the church. Finally the church became rich. It is now a landlord--has many buildings to rent. And if what I hear is true there is no harder landlord in the city of New York. So, I have heard it said of Dublin University, that it is about the hardest landlord in Ireland. I think you will find that all such institutions try to collect the very last cent, and, in the name of pity, drive pity from their hearts.