The next in seniority is Mr. Timothy Snug, a man of deep contrivance and impenetrable secrecy. His father died with the reputation of more wealth than he possessed: Tim, therefore, entered the world with a reputed fortune of ten thousand pounds. Of this he very well knew that eight thousand was imaginary: but being a man of refined policy, and knowing how much honour is annexed to riches, he resolved never to detect his own poverty; but furnished his house with elegance, scattered his money with profusion, encouraged every scheme of costly pleasure, spoke of petty losses with negligence, and on the day before an execution entered his doors, had proclaimed at a publick table his resolution to be jolted no longer in a hackney coach. Another of my companions is the magnanimous Jack Scatter, the son of a country gentleman, who, having no other care than to leave him rich, considered that literature could not be had without expense; masters would not teach for nothing; and when a book was bought and read, it would sell for little. Jack was, therefore, taught to read and write by the butler; and when this acquisition was made, was left to pass his days in the kitchen and stable, where he heard no crime censured but covetousness and distrust of poor honest servants, and where all the praise was bestowed on good housekeeping, and a free heart. At the death of his father, Jack set himself to retrieve the honour of his family: he abandoned his cellar to the butler, ordered his groom to provide hay and corn at discretion, took his housekeeper's word for the expenses of the kitchen, allowed all his servants to do their work by deputies, permitted his domesticks to keep his house open to their relations and acquaintance, and in ten years was conveyed hither, without having purchased by the loss of his patrimony either honour or pleasure, or obtained any other gratification than that of having corrupted the neighbouring villagers by luxury and idleness. Dick Serge was a draper in Cornhill, and passed eight years in prosperous diligence, without any care but to keep his books, or any ambition but to be in time an alderman: but then, by some unaccountable revolution in his understanding, he became enamoured of wit and humour, despised the conversation of pedlars and stock-jobbers, and rambled every night to the regions of gaiety, in quest of company suited to his taste. The wits at first flocked about him for sport, and afterwards for interest; some found their way into his books, and some into his pockets; the man of adventure was equipped from his shop for the pursuit of a fortune; and he had sometimes the honour to have his security accepted when his friends were in distress. Elated with these associations, he soon learned to neglect his shop; and having drawn his money out of the funds, to avoid the necessity of teasing men of honour for trifling debts, he has been forced at last to retire hither, till his friends can procure him a post at court.