11. *_First_, because the manner of using our money, enters so far into the business of every day, and makes so great a part of our common life, that our _common life_ must be much of the same nature, as our _common way_ of spending our estate. If reason and religion govern us in this, then reason and religion have got great hold of us; but if _humour_, _pride_, and _fancy_ are the measures of our spending our estate, then humour, pride, and fancy will have the direction of the greatest part of our life. 12. Another reason is, because our money is capable of being used to the most excellent purposes, and is so great a means of doing good. If we waste it, we don’t waste a trifle that signifies little; but we waste that which might be as eyes to the _blind_, as a husband to the _widow_, as a father to the _orphan_. If a man had _eyes_, and _hands_, and _feet_, that he could give to those that wanted them; if he should either lock them up in a _chest_, or please himself with some _needless_ or _ridiculous_ use of them, instead of giving them to his brethren that were _blind_ and _lame_, should we not justly reckon him an inhuman wretch? If he should rather chuse to amuse himself with _furnishing_ his house with those things, than to intitle himself to an eternal reward, by giving them to those that wanted _eyes_ and _hands_, might we not justly reckon him mad? Now _money_ has much the nature of _eyes_ and _feet_: if we either lock it up in _chests_, or waste it in _needless_ and _ridiculous_ expences whilst the poor and the distressed want it for their necessary uses; if we consume it in the _ridiculous ornaments_ of apparel, whilst others are starving in _nakedness_, we are not far from the cruelty of him that chuses rather to adorn his house with the _hands_ and _eyes_, than to give them to those that want them. If we indulge ourselves in such expensive enjoyments, to satisfy no _real want_, rather than to entitle ourselves to an eternal reward, by disposing of our money well, we are guilty of his madness, that rather chuses to lock up _eyes_ and _hands_, than to make himself for ever blessed, by giving them to those that want them. 13. *_Thirdly_, if we waste our money, we are not only guilty of making that useless, which is so powerful a means of doing good, but we turn this useful talent into a powerful means of corrupting ourselves; because so far as it is spent _wrong_, so far it is spent in the support of some _wrong temper_, in gratifying some vain and unreasonable desires.