So the chances were that Neergard would become a member--which was why he had acquired the tract--and the price he would have to pay was not only in taxes upon the acreage, but, secretly, a solid sum in addition to little Mr. Ruthven whom he was binding to him by every tie he could pay for. Neergard did not regret the expense. He had long since discounted the cost; and he also continued to lose money at the card-table to those who could do him the most good. Away somewhere in the back of his round, squat, busy head he had an inkling that some day he would even matters with some people. Meanwhile he was patient, good-humoured, amusing when given a chance, and, as the few people he knew found out, inventive and resourceful in suggesting new methods of time-killing to any wealthy and fashionable victim of a vacant mind. And as this faculty has always been the real key to the inner Temple of the Ten Thousand Disenchantments, the entrance of Mr. Neergard appeared to be only a matter of time and opportunity, and his ultimate welcome at the naked altar a conclusion foregone. In the interim, however, he suffered Gerald and little Ruthven to pilot him; he remained cheerfully oblivious to the snubs and indifference accorded him by Mrs. Ruthven, Mrs. Fane, and others of their entourage whom he encountered over the card-tables or at card-suppers. And all the while he was attending to his business with an energy and activity that ought to have shamed Gerald, and did, at times, particularly when he arrived at the office utterly unfit for the work before him. But Neergard continued astonishingly tolerant and kind, lending him money, advancing him what he required, taking up or renewing notes for him, until the boy, heavily in his debt, plunged more heavily still in sheer desperation, only to flounder the deeper at every struggle to extricate himself. Alixe Ruthven suspected something of this, but it was useless as well as perilous in other ways for her to argue with Gerald, for the boy had come to a point where even his devotion to her could not stop him. He _must_ go on. He did not say so to Alixe; he merely laughed, assuring her that he was all right; that he knew how much he could afford to lose, and that he would stop when his limit was in sight. Alas, he had passed his limit long since; and already it was so far behind him that he dared not look back--dared no longer even look forward. Meanwhile the Ruthvens were living almost lavishly, and keeping four more horses; but Eileen Erroll's bank balance had now dwindled to three figures; and Gerald had not only acted offensively toward Selwyn, but had quarrelled so violently with Austin that the latter, thoroughly incensed and disgusted, threatened to forbid him the house.