the whirlpools formed by the current, as it passed over the churchyard. The roads and fields from the reservoir downwards to this point were almost covered with huge masses of stone and other loose substances, of which the bank of the reservoir had been formed. Down to this point no human life appears to have been lost; but a little lower down, at the village of Hinchliffe Mill, the loss of life was very great. This village was on the left bank of the river, and consisted principally of cottage houses. The factory, which gave its name to the village, was a large building five storeys high, built on the opposite side of the river, and which remained, though the water had passed its first and second floor, and done great damage to the machinery. The mill was for some time blocked up to the windows in the second storey with huge pieces of timber, broken machinery, and wreck of various descriptions, which the torrent brought down from the mills above. On the village side of the river, six dwellings which formed "Water Street," were swept down and hurled forward with the flood, and thirty-five of the inmates perished. The following is the list of the occupants of the houses that were swept down. The first house was occupied by Miss Marsden and three others; the second by Joseph Todd, his wife and children; the third by J. Crosland and seven others; the fourth by James Metternick, and nine others; the fifth by Joshua Earnshaw, his little girl, and two sons; and the sixth by John Charlesworth, and nine others. The houses in this neighbourhood not washed down, were in some cases flooded into the chambers; and in one of them--the endmost left standing--were sixteen individuals, who saved their lives by getting on an adjoining roof. In the adjoining houses, five persons perished. Of the five persons who were overcome by the waters in the houses above Hinchliffe, three were drowned in one house, viz.--James Booth, his wife, and a lodger. In the same pile of buildings, the wife of Joseph Brook (who was endeavouring to save herself and child) was drowned with her infant in her arms. The country grows wilder below the last-mentioned place; and in the centre of a wide valley stood Bottom's Mill. From the open country here offered to the stream, the factory, which was a very large one, sustained comparatively little damage. After leaving the mill, the torrent assailed the machine shops and works of Messrs. Pogson and Co.; proceeding thence to Harpin's Victoria woollen mill, doing great damage. Machinery was broken, cottages carried away, and much property destroyed. At the time of the calamity twenty persons were in these cottages, and were only rescued by a communication being opened up through the walls with the end house which was rather higher up away from the flood. Here in one chamber, the poor creatures were huddled together expecting momentary death, when at last the water abated sufficiently to allow of their being removed which was scarcely effected