Now, it becomes perfectly clear that at this moment matters were approaching an immediate crisis. What was Mr. Palmer to do? He had no source to which to turn for money. It is clear that he could not go to his mother. I presume that source had long since been exhausted, or he would not have forged her name. What was he to do if he could not get money to satisfy Pratt’s demand? You know, although a moneylender is considerate and indulgent enough as long as he is certain of his payment, and gets his heavy usurious interest paid down on the nail, if he once becomes doubtful of the security and uncertain of payment, you may as well ask mercy of a rabid tiger, or you may as well ask pity of stones, as hope to find bowels of compassion in him. Pratt gave him fair warning that the money must be paid, or something must be paid by way of instalment on the principal, and to keep the interest down. Where was Mr. Palmer to get money from? My learned friend says Cook was his best friend, and that Cook was the man he was to look to; and that as long as he kept Cook alive he had a friend in need to whom he could resort for assistance. In what way? Was Cook to give acceptances to Pratt? Is anybody weak enough to suppose that Pratt would have taken Cook’s acceptances to keep those bills alive, unless there was a part payment of the principal and interest? It is quite clear that he would not. When even for the sum of £500 he was asked to take Cook’s security, he refused to do so, unless there was the collateral security of an assignment of his horses. Cook had assigned to him all the property he possessed. All that Cook had in the world was his winnings upon that day’s race at Shrewsbury, and what little money he may have obtained by his winnings at the races at Worcester. If you believe the witness Myatt, those winnings were exhausted, and therefore this man had nothing except his winnings at the Shrewsbury races; and you are asked by my learned friend to believe that it would have been of use to Palmer to keep this man alive. The reverse is proved by the evidence. With Pratt his personal security would have been unavailing. Pratt tells you that he would not take anything from him unless it was the real security of an assignment of his horses or other property. Just see the interest which Palmer had in securing all Cook’s effects. My learned friend says they were mixed up together in transactions in which they had a joint and common interest--they were confederates upon the turf and had joint bets together. Yes; but one man putting another on does not mean that when A puts B on and says we are likely to make a good thing, and we will share it, that B is to pay A’s losings if they do not win. They might be confederates on the turf, but that did not make Cook responsible for Palmer’s liabilities. Does any one suppose that Cook intended to find the means to enable Palmer to meet Pratt’s insatiable