Each man is an investor, whether he invests his intellect for education, his body for physical betterment, his æsthetic nature for art, his business sagacity for prosperity, his heart for the fellowship of God, receiving benefits and meeting his honest obligations to the world. Honesty demands that each individual should be such an investor, investing himself and all that he possesses, for he who refuses to do so robs his fellow man. For such hell is a moral necessity. He who refuses to yield himself to the plan of God must not be disappointed when he finds himself outside of God’s plan for his happiness and welfare. There are no safety deposit vaults for God’s gifts to man. When times of financial panic come, frightened and panic-smitten men withdraw their currency from circulation, store it away in a vault, thus hastening the national disaster. Panics come when men refuse to invest. In an hour like the present, when moral forces are facing a panic, when organized forces for evil are using every possible unprincipled means and method to press righteousness to the wall, no man has any right whatever to withdraw and hide his talent. Every lover of truth, every believer in immortality, should give the best he has, every faculty and talent, the widest possible circulation. Invest, and invest heavily, is the order from on high. Invest in order to restore confidence to the people of God. Let them feel encouragement by seeing that the very best you have is at the disposal of all mankind. Refusing to do so makes one a miser deserving of nothing save the curse of man. Upon the wholeness of the investment depends one’s destiny on the Day of Judgment. To the one who, by investment, has increased his talent, God says: “Well done, good and faithful servant, enter into joy.” To the one who refuses to make investment of his life, he says: “Take away that which he hath.” The Judgment hinges on the problem of investment. That we make not fatal mistake let us remember that no talent is properly invested unless done so with a reverent purpose. Talents may be invested aimlessly and without results. To bring paying dividends the investment must be backed by a life having a noble purpose. To illustrate, if you were compelled to sum up your entire life in one sentence, what would you be able to say of yourself? What one predominant characteristic do you recognize as being the index of your life? You reply, “I am a student.” Is that all you can say? You have invested brains, are an educated man, but is that all?