We begin with the Indian Mutiny, when a British soldier broke into a temple and wrenched the jewel from the forehead of a god. This jewel passed into the hands of my grandfather and then my father and gradually reached me. It was of a remarkable beauty—a huge ruby—but beyond keeping it in a box in the dining-room and showing it occasionally to guests, I gave little thought to my new possession. Neither my grandfather nor father had been too prosperous, and from the moment the stone became mine I began to experience reverses—not very serious, but continuous. It was a long time before I suspected any connection between these little calamities and the jewel, but gradually I began to do so. One evening I received a shock. Several people were dining with me and suddenly the servant put a piece of paper in my hand on which one of the guests had written “Am I dreaming, or is there really a Hindoo sitting on the floor behind you? Nobody else seems to notice him.” On my asking him about it afterwards he said that the Hindoo was scrabbling on the ground as though digging a hole with his nails and that he had a very malignant expression. From time to time two or three other people, all unaware of the legend, wondered if there was not a figure of this kind in the room, and I began to get nervous. I told the story to a friend who knows more about India than any one living. “I should get rid of that stone,” he said. “It’s dangerous. But you must be quit of it scientifically.” I must take it, he told me, to one of the Thames bridges and throw it into the river at dead low tide. With the assistance of the almanack we ascertained the exact moment and I dropped it over. Then I went home with a light heart. Three months later a man called to see me. He knew, he said, that I was interested in Oriental curiosities and he had a very remarkable one to show me. A ruby. It had been dredged up from the Thames and he had heard of the workman who had found it and had bought it and now gave me the first offer. It was, of course, _the_ stone. Well, I recognize fate when I meet it, and I bought it back. Kismet. But although I was willing still to own it, if such was the notion of destiny, I was against keeping it at home any more. So I procured a metal box and wrapped up the jewel and sealed it and locked the box and sealed that and deposited it at my Bank in the City, where it was placed in one of the strong rooms. That was only a little while ago. Last week I had occasion to visit the bank to consult the manager on some point of business. After we had finished we chatted awhile. Looking round at the girls at the desks—all called in to take the place of the male clerks who had gone to the War, and many of them kept on,—I asked him how they compared in efficiency with the men. He said that generally they were not so good. They were not so steady and were liable to nerves and fancies.