Number 2 receives 9 X 8 = ... 72 " 3 " 8 X 8 = 64 + 10 = 74 " 4 " 7 X 8 = 56 + 20 = 76 " 5 " 6 X 8 = 48 + 30 = 78 " 6 " 5 X 8 = 40 + 40 = 70 " 7 " 4 X 8 = 32 + 50 = 82 " 8 " 3 X 8 = 24 + 60 = 84 " 9 " 2 X 8 = 16 + 70 = 86 " 10 " 1 X 8 = 8 + 80 = 88 " 11 " 9 X 10 = ... 90 In the following modification of the plan of loan, the headman pays back his loan, like the other members, and also provides each feast, which is regarded as his interest. Headman receives 10 X 10 strings = 100 Number 2 " 9 X 8 = 72 + 10 = 82 " 3 " 8 X 8 = 64 + 20 = 84 " 4 " 7 X 8 = 56 + 30 = 86 " 5 " 6 X 8 = 48 + 40 = 88 " 6 " 5 X 8 = 40 + 50 = 90 " 7 " 4 X 8 = 32 + 60 = 92 " 8 " 3 X 8 = 24 + 70 = 94 " 9 " 2 X 8 = 16 + 80 = 96 " 10 " 1 X 8 = 8 + 90 = 98 " 11 " 10 X 10 = 100 In these examples it will be observed that the earlier each member draws his money, the less he gets on his investment. In the case last supposed, the final recipient, who has no interest to pay, but who receives interest from all but the headman, gets back all his money in a lump, with interest upon it. As already remarked, for the sake of simplicity we have disregarded the actual time for which the money is loaned, and for convenience have assumed a rate of interest which would probably be below the real one. It is evident that so far as financial considerations go, taken by themselves, it is for the advantage of the partners to come as late in the drawing as possible. But it is far from being the case that financial considerations are the only matters to be taken into account. The man who needs money, and who can never be sure of getting as much as he needs upon any better terms than these, will gladly take it as soon as he can get it, arranging the wedding for which he perhaps wishes to employ it, to suit the time of the loan.