A good many of them have tottered and fallen; many more of them are going to “totter and fall.” Why? Because the system is rotten. Thousands of individual banks and bankers are as sound as gold dollars, but the system isn’t, for the reason that too much bank-made currency, of various sorts, is afloat; the line of credits has been lengthened until it is about to snap; wild-cat speculation is rampant; and thousands of banks are dabbling in business which isn’t legitimate banking. I am in favor of Banks of Deposit and Discount—so long as we cannot get Postal Savings Banks. But I am opposed to Banks of Issue—that is, banks which issue their promises to pay and get rich on what they owe. These are the National Banks. Render to Cæsar the things which are Cæsar’s; restore to the Government the sovereign power of issuing paper currency. Depositors would not be endangered by our policy of expanding the currency; the more money in circulation, the more certain the depositors would be to get paid. (3) In my Message to Congress, I would recommend Postal Savings Banks, for the reasons stated in the December issue of this Magazine, page 231. The kind of money I would recommend would be that which the Fathers fixed in the Constitution, and which the practice of a hundred years seemed to render “irrevocable”—a system which had the sanction of Washington, Hamilton, Jefferson, Adams, Madison, Monroe, Jackson and Lincoln. The Constitutional system of currency, as shown by the law and the practice of Presidents, and the decisions of the Supreme Court, is _Silver_, _Gold_, _Treasury Notes_, and the silver dollar was _the unit of money_. Congress sold itself to Bank of England agents, and changed our system of currency to suit European financiers. Mr. August Belmont, of New York, could tell you how much Rothschild money his bank spent to bring about the change. _And I hold in my desk sworn evidence that Ernest Seyd, Bank of England Agent, spent $484,000 for the same purpose._ The fight for reform will never stop till you have wiped out that shame, and have put our financial system back on the sound basis built by the Fathers. If the Corn husking issue has been settled, please hustle for those subscriptions if you would make us happy. * * * * * WESTMINSTER, S. C., Jan. 3, 1906. _Hon. Thomas E. Watson, Thompson, Ga._ DEAR SIR: I am very much interested in the Educational Department of your excellent Magazine, and glean much valuable information from it. The inductive or interrogatory style, so often and advantageously used by yourself in your editorials, is the best method of teaching on any subject. Questions are easily asked—any one can do this. Answering is sometimes more difficult. (1.) If National Banks should be abolished, and the Government issue the money used by the people, how would it be put in circulation?