A system of government insurance, provided by act of Congress and taking the place of the old-time pension system, enabled any member of the fighting forces of the United States to insure himself against death or total permanent disability at a low premium, which was taken from his monthly pay. At the end of hostilities 4,000,000 of these insurance policies had been taken out by officers and men of the Army and Navy, totaling over $37,000,000,000. Most of them were for the maximum amount of $10,000. Arrangements were made that would enable each holder of a policy to continue it, if he so desired, after leaving the service. Allotments of pay which could be made directly to dependents and allowances paid by the United States to the families of men in service, if such allowance was necessary, helped to relieve the mind of the soldier of worry as to the welfare of his loved ones. Unique in all history and an integral part of the War Department’s purpose to make army service become a means of personal development and betterment for every individual soldier was the extensive educational scheme for the Expeditionary Forces in France. The War Department and the Army Educational Commission of the Y. M. C. A. coöperated in the devising and carrying out of this plan, which enabled the officers and men of the American Army in France to continue their school, academic, technical or professional training while in camp. Worked out and put into operation in the summer of 1918, when the armistice was signed some 200,000 men, chiefly in the Service of Supply, had already begun studies of various kinds, but the scheme did not reach full development until some weeks later. [Illustration: INTERIOR OF A CANTONMENT LIBRARY] As finally established in the winter of 1919, this educational plan ran the whole gamut of mental training, from learning to spell to post-graduate work in science, art and the professions. In the Army of Occupation there were compulsory schools for all illiterates, but otherwise the work was optional, and took the place of part of the hours of daily drill. Post schools were established for units of 500 or more men, and generally there were forty such schools for each division. Enrollment at the post schools ran as high as 2,000 and more. Correspondence courses were arranged for men with smaller isolated units. In each army division a high school gave both regular and vocational courses.