[I] On account of the many accidents which happen almost yearly at the Carr Rock, some plan for marking its dangerous locality has long been an object of deep solicitude. The writer recollects of a round tower of some height having been built on the rock, on the same principle as that on the Bell Rock, but it was soon overthrown by the first winter's storm, because there was not a sufficient surface of rock at the base to admit of a strong enough building being placed upon it. But might not an erection be made of strong bars of iron, and a large bell placed on its summit, with an iron cylinder in the centre, perforated with holes to admit the sea water? Within the cylinder let a powerful floater be placed, which by the perpetual action of the tides' ebb and flow, would cause the bell to ring, and so give timeous warning of danger near. Or, another method might be adopted, viz., Let a steady officer be stationed at Fifeness, whose duty it should be to fire a gun, say a six or eight-pounder, at short intervals in snow storms, or in thick and foggy weather, when neither the land during the day, nor the stars or lights at night, can be seen. In either way the expense would be trifling, and the benefit might be great. Captains of steamers and of other vessels enveloped in the fog would then, on hearing the sound of the bell or gun, know where they were, and would take their bearings from Fifeness accordingly. [J] The principles of banking seem to have been imperfectly understood in our fathers' days, for it appears that, at the Anstruther branch, there was a certain fixed sum _per month_ allotted for bills to be discounted. When that sum was exhausted, it mattered not what further sum was wanted, there were no more discounts allowed that month. It followed, that the most _needy_ were always, at the beginning of the month, the _earliest_ customers, and, consequently, post-due bills became the rule, retired bills the exception. Under these circumstances, it is not difficult to foresee what would be the result. The bank was closed at no distant period, and the agent, it is said, lost L1500 of his own money. No other banking company attempted to establish a bank in Anstruther till May 1832, when the National Bank of Scotland opened a branch under the management of Mr F. Conolly, town-clerk, which he conducted successfully for twenty-five years. A handsome new building has lately been erected for the use of this bank. Two other branch banks have been opened in the town.