But, proud as he was, Bob Stormonth, the younger of Kelton, was amenable to the obligations of a necessity, forged by his own imprudent hands. He had, by a fast mode of living, got into debt--a condition from which his father, a stern man, had relieved him twice before, but with a threat on the last occasion, that if he persevered in his prodigality, he would withdraw from him his yearly allowance, and throw him upon his own resources. The threat proved ineffectual, and this young heir of entail, with all his pride, was once in the grasp of low-born creditors; nay, things in this evil direction had gone so far that writs were out against him, and one in the form of a caption was already in the hands of a messenger-at-arms. That the debts were comparatively small in amount, was no amelioration where the purse was all but empty; and he had exhausted the limited exchequers of his chums, which with college youths was, and is, not difficult to do. So the gay Bob was driven to his last shift, and that, as is generally the case, was a mean one; for necessity, as the mother of inventions, does not think it proper to limit her births to genteel or noble devices to please her proud consort. He even had recourse to poor Effie to help him; and, however ridiculous this may seem, there were reasons that made the application appear not so desperate as some of his other schemes. It was only the caption that as yet quickened his fears; and as the sum for which the writ was issued was only twenty pounds, it was not, after all, so much beyond the power of a clerk. It was during one of their ordinary walks in the Meadows that the pressing necessity was opened by Stormonth to the vexed and terrified girl. He told her that, but for the small help he required in the meantime, he would be ruined. The wrath of his father would be excited once more, and probably to the exclusion of all reconciliation; and he himself compelled to flee, but whither he knew not. He had his plan prepared, and proposed to Effie, who had no means of her own, _to take a loan_ of the sum out of her father's cash-box--words very properly chosen according to the euphemistic policy of the devil; but Effie's genuine spirit was roused and alarmed. "Dreadful!" she whispered, as if afraid that the night wind would carry her words to honest ears. "Besides," she continued, "my father, who is a hard man, keeps his desk lockit." Words which took Stormonth aback, for even he saw there was here a necessity as strong as his own; yet the power of invention went to work again. "Listen, Effie," said he. "If you cannot help me, it is not likely we shall meet again. I am desperate, and will go into the army." The ear of Effie was chained to a force which was direct upon the heart. She trembled and looked wistfully into his face, even as if by that look she could extract from him some other device less fearful, by which she might have the power of retaining him for so short a period as a day.