Living, by his charity, in the very core of poor men's hearts, and respected for his true politeness and urbanity by his wealthier neighbours, Hugh Clifford, while he rendered others happy, was believed to be himself a very happy man. Nevertheless, for twenty years after he had passed the prime of age, discomfort and distress were gradually stealing upon him; and these, too, from a source which was almost entirely unsuspected by the majority of his neighbours. True, it was sometimes remarked that fox-eyed lawyer Merrick was often, very often, at Clifford cottage,—and this was considered to be anomalous, since Hugh Clifford's acquaintances had been uniformly chosen for some quality which distinguished them in the little town and its neighbourhood, as benefactors rather than oppressors of the poor: albeit lawyer Merrick was notoriously of the latter description of character. A few shrewd, hard-bargaining farmers also made a notch in their memories, now and then, that lawyer Merrick's purchases of odd bits of land were becoming frequent now he seemed to be so very oft a visitor at good Mr. Clifford's. Notwithstanding these slight precurses of suspicion, it came, at length, upon the ears of the Kirton people, poor and rich together, like the shock of an earthquake, that "poor good old Mr. Clifford was turned bodily out of doors, with nothing but the clothes on his back and his favourite crooked stick in his hand, a complete pauper, for that he had been getting into lawyer Merrick's debt for years and years, by borrowing small sums upon his estate, whereby all he was worth was mortgaged to the lawyer, who had now suddenly foreclosed, and pounced upon house and land, pushing good old Mr. Clifford away, by the shoulders!" "Poor Mr. Clifford!" was echoed by every body;—but who helped "poor Mr. Clifford?" There lay the hardest fact in the good man's history. The little tradesmen who had shared his daily orders for the relief of the miserable had none of them more than five pounds in their books against him; but each of them made out a bill of thrice the amount of their debt, and so figured in the world's compassion as great losers by the "beggared gentleman," instead of ingrates, when they shut their doors against him. The farmers shook their heads, and buttoned up their fobs, saying, "It was no wonder that all was over with Mr. Clifford: he ought to have remembered that, 'Charity begins at home.'" The parish parson, who was the prime whip of the neighbourhood, and spent more days of the year with 'Squire Harrison's hounds than he spent in his pulpit and study, thrice told, only struck his top-boots violently with his whip, and said, "God bless me! I always thought the poor fellow was cracked in his upper story! Why, he must have meant to end his days in an alms-house, or he would not have undertaken to keep all the poor in my parish and the surrounding parishes to boot!" and, springing into the stirrups, was out of sight in a minute.