'Nine _hundred_--say double as many _thousand_, and I'm afraid you'll be nearer the mark. You'll not mention, of course, and I'm only feeling my way just now, and speaking conjecturally altogether; but I'm afraid it is enormous. I need not remind you not to mention.' I cannot, of course, say how Mr. Larkin's conjectures reached so prodigious an elevation, but I can now comprehend why it was desirable that this surprising estimate of the vicar's liabilities should prevail. Mr. Jos. Larkin had a weakness for enveloping much of what he said and wrote in an honourable mystery. He liked writing _private_ or _confidential_ at top of his notes, without apparent right or even reason to impose either privacy or confidence upon the persons to whom he wrote. There was, in fact, often in the good attorney's mode of transacting business just a _soupcon_ or flavour of an _arriere pensee_ of a remote and unseen plan, which was a little unsatisfactory. Now, with the vicar he was imperative that the matter of the reversion should be strictly confidential--altogether 'sacred,' in fact. 'You see, the fact is, my dear Mr. Wylder, I never meddle in speculative things. It is not a class of business that I like or would touch with one of my fingers, so to speak,' and he shook his head gently; 'and I may say, if I were supposed to be ever so slightly engaged in these risky things, it would be the _ruin_ of me. I don t like, however, sending you into the jaws of the City sharks--I use the term, my dear Mr. Wylder, advisedly--and I make a solitary exception in your case; but the fact is, if I thought you would mention the matter, I could not touch it even for you. There's Captain Lake, of Brandon, for instance--I should not be surprised if I lost the Brandon business the day after the matter reached his ears. All men are not like you and me, my dear Mr. Wylder. The sad experience of my profession has taught me that a suspicious man of the world, without religion, my dear Mr. Wylder,' and he lifted his pink eyes, and shook his long head and long hands in unison--'without religion--will imagine anything. They can't understand us.' Now, the fifty pounds which good Mr. Larkin had procured for the improvident vicar, bore interest, I am almost ashamed to say, at thirty per cent. per annum, and ten per cent. more the first year. But you are to remember that the security was altogether speculative; and Mr. Larkin, of course, made the best terms he could. Annual premium on a policy for L100 [double insurance } L _s._ _d._ being insisted upon by lender, to cover contingent ex- } 10 0 0 penses, and life not insurable, a delicacy of the lungs } being admitted, on the ordinary scale] } Annuity payable to lender, clear of premium, the } 7 10 0 security being unsatisfactory } -------------- L17 10 0