He had come behind the railing, as he always did. He was leaning at the end of Mr. Bubble's desk, his hands crossed before him. From his finger sparkled a big three-carat diamond; from his red-brown cravat--price three-fifty--sparkled another brilliant white stone fully as large; an immaculate white waistcoat was upon his broad chest; from his pocket depended a richly jeweled watch-fob. For just an instant Jonas Bubble was staggered, and then the recently imbibed idea of large operations quickly reasserted itself. Why, here before him stood a commercial Napoleon. Only a week or so before Wallingford's bank balance had been sixty thousand dollars; at other times it had been even more, and there had been many intervals between when his balance had been less than it was now. Here was a man to whom forty-five thousand dollars meant a mere temporary convenience in conducting operations of incalculable size. Here was a man who had already done more to advance the prosperity of Blakeville than any one other--excepting, of course, himself--in its history. Here was a man predestined by fate to enormous wealth, and, moreover, one who might be linked to Mr. Bubble, he hoped and believed, by ties even stronger than mere business associations. "Pretty good sum, Wallingford," said he. "We have the money, though, and I don't see why we shouldn't arrange it. Thirty-day note, I suppose?" "Oh, anything you like," said Wallingford carelessly. "Fifteen days will do just as well, but I suppose you'd rather have the interest for thirty," and he laughed pleasantly. "Yes, indeed," Jonas replied, echoing the laugh. "You're just in the nick of time, though, Wallingford. A month from now we wouldn't have so much. I'm making arrangements not to have idle capital on hand." "Idle money always yells at me to put it back into circulation," said Wallingford, looking about the desk. "Where are your note blanks?" "Er--right here," replied Mr. Bubble, drawing the pad from a drawer. "By the way, Wallingford, of course we'll have to arrange the little matter of securities, and perhaps I'd better see the directors about a loan of this size." "Oh, certainly," agreed Wallingford. "As for security, I'll just turn over to you my bank stock and a holding on the Etruscan property."