A Christian Directory, Part 4: Christian PoliticsBaxter, Richard
Religion
A Christian Directory, Part 4: Christian Politics
Baxter, Richard
Casuistry; Christian sociology
_Answ._ If he truly acquaint them with his whole estate, and they
voluntarily allow him part to himself, either in charity, or in hope
hereafter to be satisfied, this is no unlawful course; but if he hide
part from them, and make them believe that the rest is all, this is
but a thievish procurement of their composition or consent.
_Quest._ VI. May a borrower lawfully break his day of promised
payment, in case of necessity?
_Answ._ True necessity hath no law: that is, a man is not bound
to do things naturally impossible; but if he might have foreseen that
necessity, or the doubtfulness of his payment at the day, it was his
sin to promise it, unless he put in some limitation, If I be able, and
acquainted the lender with the uncertainty. However it be, when the
time is come, he ought to go to his creditor, and tell him of his
necessity, and desire further time, and endeavour to pay it as soon as
he is able: and if he be not able, to make him what satisfaction he
can, by his labour, or any other lawful way.
_Quest._ VII. May I borrow of one to pay another, to keep my day
with the first?
_Answ._ Yes, if you deal not fraudulently with the second, but
are able to pay him, or acquaint him truly with your case.
_Quest._ VIII. Suppose that I have no probability of paying the
last creditor, may I borrow of one to pay another, and so live upon
borrowing; or must I rather continue in one man's debt?
_Answ._ If you truly acquaint your creditors with your state, you
may do as is most to your convenience. If the first creditor be able
and willing rather to trust you longer, than that you should borrow of
another to pay him, you may continue his debtor, till you can pay him
without borrowing, but if he be either poor or unwilling to bear with
you, and another that is able be willing to venture, you may better
borrow of another to pay him. But if they be all equally unwilling to
stand to any hazard by you, then you must rather continue in the first
man's debt, because if you wrong another you will commit another sin:
nay, you cannot borrow in such a case, because it is supposed that the
other will not lend, when he knoweth your case. And you must not at
all conceal it from him.
_Object._ But it may be my ruin to open my full state to another.
_Answ._ You must not live upon cheating and thievery to prevent
your ruin: and what can it be less to get another man's money against
his will, if you hide your case, which if he knew he would not lend it
you.
_Object._ But what if I tell him plainly, that I will pay him
certainly by borrowing of another, though I cannot pay him for mine
own, and though I be not like to pay the last?
_Answ._ If you truly thus open your case to every one that you
borrow of, you may take it, if they will lend it; for then you have
their consent: and it is supposed, that every one is willing to run
the hazard of being the last creditor.
_Quest._ IX. May I lend upon pledges, pawns, or mortgages for my
security?
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