“As man’s belief in the uniformity of nature became clearer and stronger, the sectarian preacher’s congregation diminished in number. As man himself became so good that punishment and revenge seemed barbarous and repugnant to him, he could no longer believe that the formative forces of the universe consciously and deliberately delight in acts of torture too vile for human contemplation. Here again a vast number of unproductive and destructive laborers had to become producers. “The business of insurance companies of all kinds dwindled down to nothing. Our social and industrial organization afforded all the protection the individual could utilize. Every community, so to speak, is an insurance company without any special agents. We have no husbands that need make provisions for a widow and orphans. Our women are as capable of caring for themselves as our men, and our helpless children are all provided for by the family, whether the parents are living or dead. Our ‘big-houses’ are fire-proof; and if not it would be next to impossible for a fire to originate, because we use neither stoves, lamps, tobacco nor matches in the house. The army of insurance agents and officers that were once supported by the insured were slowly forced by natural conditions into the field of productive labor also. “The improvement of commerce kept pace with the other improvements. The person’s back, the ox-cart, the horse-team and the steam and electric engines successively superseded one another. The illy-graded and muddy street and road were supplanted by the boulevard, motor-line and finely-constructed railroads. The bicycle, tricycle and electric vehicles succeeded the poor, expensive coach horse. The floating palace of the ocean increased in speed, convenience and safety. Aerial navigation was also vastly improved in many ways. “Co-operation in intercommunication is fully as complete as it is in other industries. The improvement continued from the rudest beginning of mail-carrying until each private apartment is furnished with a postoffice, telephone, phonograph, etc.” “Now,” requested Mr. Uwins of Mr. Midith, “explain to us how the ownership of land from that of owning land by _deed_ to that of _occupancy_ and _use_ was effected.” “As I told you the other evening, monopolization of land, which is caused by the deed system, is either directly or indirectly the source of nearly all the social and industrial derangement; at least, this was formerly the case on Mars, and is plainly now the case on earth. But everything for the better must be solved by intelligence, which can be acquired only by experience, either ancestral or personal. So as we learned during the lapse of time that we could be happier by owning land by occupancy and use than by owning it by deed, we gradually took to the former.”