"Because I am obliged to go into town on a matter of business, and I want to take Katherine." "Well, I will look after the boys"--condescendingly, as if it were not her legitimate business. "But I really think you worry too much about those tiresome publishers. They would think more of you if you troubled them less. Your mother looks pale and fagged, Katherine." "Yes, she does indeed," looking anxiously at her. "I am afraid the publishers would leave me too utterly undisturbed if I left them alone," returned Mrs. Liddell, smiling, and leaving the suggestion uncontradicted. This conversation took place at breakfast. Mother and daughter made the journey cityward very silently, both a good deal occupied conjecturing what conditions John Liddell could possibly mean to impose. Perhaps only a very high rate of interest, which would cost no small effort to spare from their narrow income. Mr. Newton received his visitors directly their names were sent up to him. His was an eminent firm; their offices, light, clean, well furnished, an abode which impressed those who entered with the idea of fair dealing, and forbade the notion of dark dusty corners moral or physical. Katherine's quick eyes took in the aspect of the place: the bookshelves, where stores of legal learning in calf-bound volumes were ranged: the various brown tin boxes with names in white paint suggestive of the title-deeds "of all the land"; the big knee-hole table loaded with papers; the heavy chairs upholstered in the best leather for the patients who came to be treated; and Mr. Newton himself, more intensely cleaned up and starched than ever, in an oaken seat of mediaeval form. He rose and set chairs for Mrs. Liddell and her daughter himself; then he rustled among his papers, and spoke down a tube. "Ahem!" he began. "Your brother-in-law, madam, is a man of peculiar character, but by no means without discrimination. Thank you"--to a clerk who brought in a long folded paper and laid it beside him, disappearing quickly. "By no means without discrimination," repeated Mr. Newton. "Unfortunately the love of money grows on a childless man, and his terms for the loan you require may not meet your approbation." "Pray what are they?" asked Mrs. Liddell. "My client will accept a bill of sale on your furniture as security, but he will give you a period of eighteen months to repay him, and he will charge ten per cent.; but if you agree to another condition, which I will explain, he will be content with five per cent." "This must be a severe condition," said Mrs. Liddell, with a slight smile.