Chapter XII. Economic Life of Rome: I. Banking, Shops, and Inns 194. Passion for Gain in Rome 220 195. Life in Rome Expensive. Premiums upon Extravagance and Pretence 221 196. Rome a City of Investors and Buyers of Luxuries 222 197. Multiplicity of Shops. The Great Shopping Districts 223 198. Arrangement of Shops. Streets Blocked by Hucksters 224 199. Barbers’ Shops and Auction Sales 225 200. Superior Retail Stores 226 201. Numerous Banks and Bankers 227 202. A Great Banker and His Business 228 203. Trust Business: Savings Banks 229 204. Places of Safe Deposit: The Temple of Vesta 230 205. Inns: Usually Mean and Sordid 231 206. Reckonings and Guests at a Cheap Inn 233 207. Noble Frequenters of Taverns 234 208. Respectable Eating-Houses 235 209. _Thermopolia_--“Hot Drink Establishments” 236 Chapter XIII. Economic Life of Rome: II. The Industrial Quarters. The Grain Trade. Ostia. The Trade Guilds 210. Industrial Quarters by the Tiber 238 211. Conditions of Industrial Labor 238 212. Great Trade through Ostia and the Campanian Ports 239 213. The Emporium and Its Wharves: The Tiber Barges 240 214. The Marble and Grain Trades 241 215. The Public Grain Doles 242 216. Distribution of Free Bread: Extraordinary Bonuses (_Congiaria_ and _Donativa_) 244 217. The Trade in Sculptures and Portrait Statues 246 218. The Tiber Trip to Ostia: The Merchant Shipping 247 219. Imperial Naval Vessels 248 220. The Harbor Town of Ostia 249 221. The Roman Guilds (_Collegia_) 249 222. Very Ancient Guilds. The Flute-Blowers 250 223. Importance of the Guilds 251 224. Multitude of Beggars 252 Chapter XIV. The Fora, Their Life and Buildings. The Daily Journal 225. The Fora, the Centers of Roman Life 254 226. Incessant Crowds at the Forum. The Centers of Gossip 256