Ease, Profit, and Security, will keep a Bank always full of Money, the first of which was formerly answered by the private Bankers, who received and paid out Money in the same Manner that the Bank now does, and their Notes generally were as current; but being founded on their own Credits, great Losses often happened, which gave great Shocks to Trade; ’tis true, this Mischief is now guarded against, by the Fund which the Bank of _England_ hath in the Hands of the Government, yet Widows, Orphans, and others out of Trade, are not provided for; which might be done, if the Bank did take in what Money might be tendred to them, for such People who are not able to manage it themselves, and to allow an Interest of ### _per Cent. per Annum_, whilst it continued in their Hands; which tho’ it may be below the common Rate, yet by Reason of the Security and Readiness of Payment, ’twould be preferrable to a greater, attended with Hazard and Uncertainties; by this Means none of the Money would lie dead and useless; and on the other Hand, the Bank might have Liberty to lend any Sums at the legal Interest, on this Condition, that the Borrower may repay it by such Parts as he can spare it, and be discharged of the Interest of what he so pays in, from the Time of its Payment, and from thenceforward be chargeable with no more, than doth arise from the Money that remains unpaid. [Sidenote: Remittances.] Nor is there such a safe and settled Course of Remittances from Place to Place as Trade, and the other Occasions of the Nation do require; Men oftentimes paying their Money for Bills which are not punctually discharged, and sometimes never, tho’ they give a _Præmio_ to the Drawer, which obliges the travelling with so much Money, and gives Encouragement to Robbers; but this also might be prevented, if the Bank of _England_ (that is now settled in _London_) did appoint Chambers in other Places of the Kingdom, at such Distances as might best suit the Occasions of the Country, and that their Notes given out for Money, either at _London_, or in any one of those Chambers, should be demandable in any other; or by drawing Bills at one Chamber payable in another, the Receiver allowing for such Returns after the Rate of ### _per Cent._ in the Chamber where he receives his Money.