A History of Banks for Savings in Great Britain and Ireland — John Shaqi
A History of Banks for Savings in Great Britain and IrelandLewins, William
History
A History of Banks for Savings in Great Britain and Ireland
Lewins, William
Postal savings banks -- Great Britain; Savings banks -- Great Britain
Of the hundreds of charitable and benevolent agencies set on foot to
improve the condition of the English artisan we can only speak in the
aggregate. We have the clearest evidence of our senses, that many of
them have not been established in vain. Some of them, indeed, have
been born and carried on under serious misapprehensions, fatal to
their existence, and so have perished without doing half the good
which the expenditure of money and time would have warranted. But this
is the exception and not the rule. Under the influence of properly
organised and properly conducted societies of this nature, which have
been quietly working for years, there is a sensible improvement in
public morals among the masses of the people. Within the memory of the
present generation lewdness, profanity, and vulgarity polluted the
atmosphere of most large workshops, and the effect of all this on the
minds of the younger portions of the workers must have been utterly
demoralizing. Then their hours of idleness were hours of mischief; in
them the old proverb of "an idle brain" being "the devil's workshop"
was fully exemplified; bull-baiting, cock-fighting, low drinking, and
gambling were their amusements; Sunday nor weekday did their children
frequent any school, nor they themselves any place of worship; they
made no provision for want, sickness, or death, and in times of
enforced idleness they were a terror and reproach to the country, only
kept in order by the strong arm of the law. To say that all this is
changed would be idle, but that much of it is changed is beyond doubt.
Even humble society now quickly lays its ban upon those who would
think "to rule the roast" by proficiency in vulgarity and profanity;
in our large workshops we are assured that acquirements of this nature
get less and less appreciation, nor do their exhibition often escape
rebuke. Under better and happier influences, many of the rules and
social regulations among large congregations of workmen, such as fines
and footings, which have always offered great encouragement to
idleness and intemperance, have either been done away with or altered
for good;[4] masters not only see it to be their interest to encourage
their men where they can in habits of sobriety and prudence, but they
are now often enabled to enforce regulations tending to this end which
before they were almost powerless to effect.[5]
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